415 years of post-qualification experience (PQE) in Banking, NBFC, Financial Services, or a law firm handling BFSI-related matters.
Mandatory Experience
- Experience in drafting or reviewing loan documentation, whether secured or unsecured, across lending products.
Preferred Experience (Not Mandatory)
- Exposure to Supply Chain Finance documentation
- Exposure to Co-lending structures and agreements
Required Qualifications & Skills
- Working knowledge of:
- Supply Chain Finance products
- Loan and security documentation
- Strong understanding of relevant laws including:
- Companies Act
- Indian Contract Act
- Sale of Goods Act
- Transfer of Property Act
- Principles of Hypothecation
- Insolvency and Bankruptcy Code (IBC)
- SARFAESI Act
- Understanding of RBI Master Directions applicable to NBFCs, outsourcing guidelines, and co-lending guidelines will be an advantage.
- Excellent communication skills,
attention to detail, and solid analytical ability.
- Comfortable working with documentation systems and technology platforms.
Key Responsibilities
- Review and vet legal documentation including:
- Facility agreements (secured / unsecured)
- Co-lending agreements and service level agreements (SLAs)
- Hypothecation deeds, guarantees, demand promissory notes (DPNs), and non-disclosure agreements (NDAs)
- Corporate authorizations, board resolutions, and ancillary documents
- Review constitutional documents and authorizations for lending transactions.
- Conduct legal research and track regulatory developments impacting NBFC and financial services operations.
- Liaise with external legal counsel, law firms, and consultants for transaction and legal support.
- Assist in maintaining legal documentation and records management systems.