Lead - Analytics

Role Purpose

Lead enterprise-wide portfolio profitability, underwriting optimization, product intelligence, and operational excellence initiatives through data-driven insights. Drive strategic interventions that improve loss ratios, strengthen underwriting governance, enhance product competitiveness, and support business growth across regions.

Key Responsibilities

- Drive portfolio profitability and loss ratio management through analytics-led interventions and performance governance.
- Lead product intelligence initiatives including market research, competitor benchmarking, disease trend analysis, and portfolio performance reviews.
- Partner with Underwriting, Claims, Sales, Product, and Operations teams to identify business opportunities and mitigate portfolio risks.
- Develop advanced analytics models, MIS frameworks, and automated reporting solutions to support executive decision-making.
- Design and manage Power BI dashboards for real-time monitoring of business KPIs.
- Analyze claims, underwriting, and sales data to identify trends, risk concentrations, and profitability improvement opportunities.
- Support product enhancement initiatives through customer, market, and portfolio insights.




- Establish governance mechanisms for performance tracking and strategic action planning across branches and regions.
- Present actionable insights and strategic recommendations to senior leadership and business stakeholders.
- Lead cross-functional projects focused on operational efficiency, process optimization, and digital transformation.

Key Requirements

- 7-12 years of experience in Health, General, or Life Insurance.
- Solid expertise in portfolio management, loss ratio optimization, underwriting analytics, and product strategy.
- Advanced proficiency in Power BI, data analytics, MIS automation, and dashboard development.
- Strong understanding of insurance operations, claims management, underwriting, and profitability drivers.
- Demonstrated experience working with senior stakeholders and leading cross-functional initiatives.
- Excellent analytical, problem-solving, and presentation skills.

Preferred Qualifications

- MBA or equivalent postgraduate qualification.
- Certification in Data Analytics, Business Intelligence, or Digital Transformation.
- Exposure to large-scale insurance data environments and enterprise reporting frameworks.

📌 Lead Analytics (Chennai)
🏢 TopGear Consultants
📍 Chennai