Job Summary

This position is open with Bajaj Finance Ltd.

Culture anchor: have high ambitions - inspires the team to aim for higher targets and supports in achieving them.

Own it: acknowledges uncertainty and makes changes in own decisions/actions for better outcomes.

Responsibilities

- Provide analytical solutions through statistical modeling, credit policy and strategy, reporting and data analysis for the BFL businesses.

- Monitor, maintain and improve all scorecards, policies and processes across portfolios and ensure its effectiveness.

- Support any adhoc deep dive data analysis on portfolio matrices.

- Track and improve key performance indicators, losses and portfolio quality.

- Provide deep dive analysis on portfolio matrices.

- Building of ML based models to achieve maximum match and catch rate.

- Building of ML based capabilities across the organization as on when required.





- Work closely with business team to understand their need and provide Analytical solution.

- Assess if any early warning signals using data analysis and segmentations and take pro-active policy actions as and when required.

- Support in managing and improving various offer strategies, control offer generation and distribution through data analysis.

- Work closely with Product, Sales and Risk teams to support business growth and drive recent initiatives.

- Ongoing liaising with IT, Credit and BIU teams to ensure all policies, processes, data flow are working efficiently and all required changes are built and implemented suitably.

Qualifications

- Practice Emotional Intelligence - Develops the team, supporting them to do more. Listens to others, stays calm under pressure, and treats everyone with respect.

📌 Deputy National Lead - Risk (Pune)
🏢 Bajaj Finance
📍 Pune