Job Purpose Job code – Assistant Manager / Deputy Manager / Manager – Gold Audit

Qualification Graduation, PGT, MBA

Relevant Experience Minimum 3 Years in Gold loan auditing & minimum 5 years’ experience in gold loan industry.

Gold Assessment Certificate from Recognized Organization (MSME / Govt Institute) is a plus.

Functional And Behavioral Competencies Deep Knowledge of gold testing methods and equipment.

Ability to identify quality & Purity of gold in any form by manual assessment

Calculation of gold valuation pledged by customers.

Keen eye of observation.

Solid Team Management Skill

Ready for travel for 15-18 days in months.

Good experience of Excel to carry out analysis and prepare report

Responsibilities Job Responsibilities:

- Conduct regular audits of gold loan branches to ensure adherence to internal policies,



procedures and regulatory requirements.
- Responsible for physical verification of gold pledged for loans in the Branches as per checklist.
- Identify potential risks, discrepancies and fraudulent activities in the gold loan operations.
- Analyze gold loan processes and recommend enhancement for operational efficiency.
- Perform Gold Loan audit of the Branches to identify areas of risk, monitor adherence to laws, regulations, policies, procedures and set standards and reinforce internal control measures.
- Responsible for conducting Gold Loan audits in the Branches assigned to them
- Conducting audit in the assigned branches in the allotted days.

📌 Deputy Manager Gold Loan Audit (Kolkata Metropolitan Area)
🏢 AU Small Finance Bank
📍 Kolkata Metropolitan Area