We are looking to hire a Credit Manager for the Corporate Credit team, focusing on Large Corporate clients. The role involves leading credit evaluation, underwriting decisions, and portfolio monitoring for high-value exposures, while ensuring alignment with internal risk frameworks and regulatory guidelines.
Key Responsibilities:
- Review and approve Credit Appraisal Notes (CRANs) for Large Corporate clients
- Conduct detailed financial analysis, risk assessment, and underwriting of complex credit proposals
- Evaluate group structures, cash flows, industry risks, and creditworthiness of borrowers
- Coordinate with business teams to structure deals in line with risk appetite and policies
- Monitor large exposure accounts and identify early warning signals
- Ensure compliance with sanction terms, internal credit policies,
and regulatory norms
- Review periodic portfolio reports and highlight key risks and mitigation strategies
- Handle escalations related to credit decisions and provide timely resolution
- Guide and mentor team members on credit analysis and underwriting practices
- Participate in client meetings, due diligence, and site visits where required
Candidate Profile:
- 6–12 years of experience in Credit Underwriting for Large Corporates
- Strong expertise in financial analysis, credit appraisal, and risk management
- Experience in handling complex and high-value credit exposures
- CA / MBA (Finance) preferred
- Robust leadership, stakeholder management, and decision-making skills
- Excellent communication and presentation abilities