Vibrant team player ,Qualified in Master of Business administration in Human Resource Management with 21 years of experience in collections & Sales in various products like Credit Cards , Two wheelers, Consumer durables, Personal Loans (Salaried & Self Employed ) , Mortgages , Used Cars , Unsecured Business Loans & Rural Consumer Loans , In onsite Associated with the leading NBFC’s (GE-SBI Cards , Citi Financial , Fullerton India , Bussan Auto & Hero Fincorp)

(Achieving the KRA targets , Empanelment of Agencies , Responsible for Agency Allocation , Vendor management , Focusing on the early collection in the early buckets , Focusing on the Rollback & Normalisation from the vintage defaulters , Repossessing the vehicles from the 90+ Accounts , Legal Initiation like LRN , Sec-9 , Sec-17 , Sec-138 & Sec – 156 , Sale of Asset process through online & offline auction , Maintaining the delinquency level within the budget , Account wise review , Joint Calls for the non workable cases , Tele calling & Field visit to work out the chronic defaulters , Reducing the exit rate in the early MOB cases ,



Tracking the portfolio in the various system like (FTB,RB & NS) , MOB Wise & DPD Wise , Bounce Rate Reduction , Month Wise Manual Receipt Audit , Giving training to the agencies & filed collectors , ACR Adherence to the field collectors , Publishing MIS , Monitoring the deposition TAT , Feedback Sharing to credit & sales team for minimising the Risk business , Portfolio analysis , Customer Analysis & Market Analysis are the major focussing areas , Frequent Review meetings with my seniors with proper PPT presentation , Data management is my area of passion)

ü 2018 – Prestigious IVY League , An one year graduation (with >80% Score) – Only one in Entire South
ü 2022 – Grow Workshop 1.0 - Outstanding People Manager – Platinum Category - One year graduation
ü 2025 – Grow Workshop 2.0 - Great People Manager – Platinum Category - One year graduation

v Location Head (Sales & Collection) Grade:

📌 State Collection Manager (Tiruchirappalli)
🏢 Hero FinCorp
📍 Tiruchirappalli