Role & responsibilities

1. Customer Acquisition

- Generate Personal Loan business through Direct Sales, DSAs, Channel Partners, and Referral Networks.
- Identify and acquire new customers to achieve assigned business targets.
- Develop new sourcing channels to increase loan disbursements and market penetration.
- Ensure consistent lead generation and conversion.

2. Channel Partner & DSA Management

- Build and maintain strong relationships with DSAs and Channel Partners.
- Drive productivity and business volumes through partner engagement.
- Conduct regular meetings, training sessions, and product updates for channel partners.
- Expand and strengthen the partner network across the assigned territory.

3. Business Planning & Target Achievement

- Prepare monthly and quarterly business plans to achieve sales objectives.
- Monitor daily performance and implement strategies to improve productivity.
- Drive loan sourcing, sanctions, and disbursements as per business goals.
- Ensure achievement of revenue and portfolio targets.

4. Market Development & Awareness

- Create market awareness through direct and indirect marketing initiatives.
- Conduct promotional activities, customer meets, and local marketing campaigns.




- Track competitor activities and identify emerging business opportunities.
- Increase the company's presence and visibility in the assigned market.

5. Customer Relationship Management

- Ensure excellent customer service throughout the loan lifecycle.
- Maintain strong relationships with existing customers for repeat business and referrals.
- Resolve customer queries and coordinate with internal teams for smooth processing.

6. Compliance & Process Adherence

- Ensure all sourcing activities comply with company policies and regulatory guidelines.
- Maintain portfolio quality and minimize delinquency.
- Follow documentation and operational processes effectively.

Preferred candidate profile

- Graduate in any discipline.
- Experience in Personal Loan, Unsecured Loan, Credit Card, or Retail Asset Sales.
- Strong network of DSAs, Channel Partners, and Referral Partners.
- Excellent communication, negotiation, and relationship management skills.
- Target-oriented with a robust sales mindset.
- Knowledge of local markets and competition.

Please share your updated resume on [email protected]

📌 Walk-in || Sales Manager - Personal Loan (Bengaluru)
🏢 SMFG India Credit
📍 Bengaluru