Branch Credit Manager EQU/BCM/1886324

Equitas Small Finance Bank

Emerging Enterprise Banking > North > Rajasthan > Rajasthan > Jaipur > Jaipur > Rajasthan > 16036 > Alwar

Posted On: 08 Oct 2026

End Date: 07 Nov 2026

Required Experience: 8 - 10 years

No. Of Openings: 1

External Title: Branch Credit Manager

Employment Type: Permanent

Employment Category: Field

Closing Date: 07 Nov 2026

Organisational

- Entity: Equitas Small Finance Bank
- Business Unit: Assets
- Division/Function (SBU): Emerging Enterprise Banking
- Department: VF
- Sub-Department: Credit
- Generic Role: Branch Credit Manager
- External Title (Job Role): Branch Credit Manager
- Division: Emerging Enterprise Banking
- Zone: North
- State: Rajasthan
- Region: Rajasthan
- Area: Jaipur
- Cluster: Jaipur
- PT Location: Rajasthan
- Branch Code: 16036
- Branch Name: Alwar

Skills

- Skill:
- Strategic Business Orientation
- Leadership Through Sustainability
- Innovation Led Transformation
- Customer Focus

Highest Education: UG

Working Language: Hindi, English

Home

Branch Credit Manager - Combo

Weightage: 100 %

SNO. | OBJECTIVE | WEIGHTAGE | KEY PERFORMANCE INDICATOR | Annexure | |------|-----------|-----------|---------------------------|----------| | 1 | To diligently appraise loan applications in line with credit policy of the organization - NCV, UCV & Used Car 'ED as per threshold levels | 35% | ED as per Threshold Levels | Annexure 1 | | 2 | Support the sales team in achieving their objectives (Collaboration) | 20% | Target Vs. Achievement | Annexure 2 | | 3 | Ensure that file is complete in all aspects before the loan is disbursed as per FTR by training the team | 15% | FTR% | Annexure 3 | | 4 | Ensure Audit Compliance across branches (Process Orientation)



| 10% | Audit Compliance | Annexure 4 | | 5 | Ensure Completion of PDD on time for the loans disbursed | 10% | PPD Completion | Annexure 5 | | 6 | Team Management | 5% | Attrition % | Annexure 6 | | 7 | Team Development | 5% | Training to Team | Annexure 7 |

Annexure - 1 Scoring method

- 5 (Outstanding)
- 4 (Excellent)
- 3 (Very Good)
- 2 (Good)
- 1 (Adequate)

ED as per Threshold Levels - NCV

- <=1.5%
- 1.5-2%
- 2-2.5%
- 2.5-3%
- > 3%

ED as per Threshold Levels - UCV

- <=2
- 2-2.5%
- 2.5-3%
- 3-4%
- > 4%

Annexure - 2 Scoring method

- 5 (Outstanding)
- 4 (Excellent)
- 3 (Very Good)
- 2 (Good)
- 1 (Adequate)

Support the sales team in achieving their objectives (Collaboration)

- 100%
- <95% to 99%
- <90% to 94%
- <85% to 89%
- <80% to 84%

Annexure - 3 Scoring Method

- 5 (Outstanding)
- 4 (Excellent)
- 3 (Very Good)
- 2 (Good)
- 1 (Adequate)

Ensure that file is complete in all aspects before the loan is disbursed as per FTR by training the team

- > 95%

- 91-95%
- 86-90%
- 80-85%
- <80%

Annexure - 4 Market Intelligence

- 5 (Outstanding)
- 4 (Excellent)
- 3 (Very Good)
- 2 (Good)
- 1 (Adequate)

Ensure Audit Compliance across branches (Process Orientation)

- > 95%

- 91-95%
- 86-90%
- 80-85%
- <80%

Annexure - 5 Scoring method

- 5 (Outstanding)
- 4 (Excellent)
- 3 (Very Good)
- 2 (Good)
- 1 (Adequate)

Ensure Completion of PDD on time for the loans disbursed

- > 95%

- 91-95%
- 86-90%
- 80-85%
- <80%

Team Management Scoring method

- 5 (Outstanding)
- 4 (Excellent)
- 3 (Very Good)
- 2 (Good)
- 1 (Adequate)

Attrition %

- <10% Annualized Attrition
- 11% - 15% Annualized Attrition
- 16% - 25% Annualized Attrition
- 26% - 35% Annualized Attrition
- > 35% Annualized Attrition

Team Development Scoring method

- 5 (Outstanding)
- 4 (Excellent)
- 3 (Very Positive)
- 2 (Good)
- 1 (Adequate)

Average Mandays of Training per Team Member

- > =3

- 2.5-2.99
- 2-2.49
- 1-1.99
- <1

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🏢 Equitas Micro Finance India
📍 India