Position Description

Actuarial consultant responsible for pricing and product development of health products.

Key Responsibilities:

- Develop and enhance health insurance products tailored to market needs and customer preferences.

- Conduct market research and competitive analysis to identify opportunities for current product features.

- Lead actuarial pricing for assigned products, determining premium rates based on risk and financial projections.

- Ensure compliance with insurance regulations and collaborate with regulatory teams for approvals.

- Analyze product performance and recommend modifications or discontinuations.

- Assess profitability through actuarial modeling and implement pricing adjustments.

- Evaluate risk exposure and recommend mitigation strategies in collaboration with underwriting.





- Support product launches with cross-functional teams including marketing and distribution.

- Utilize actuarial tools for claims and expense projections; perform sensitivity analyses.

- Monitor post-launch performance and adjust pricing based on KPIs.

- Customize offerings for target customer segments in collaboration with marketing.

- Share pricing methodologies and support team learning initiatives.

Key Competencies:

- Actuarial Analysis

- Retail Health Underwriting

- Audit & Risk Management

- Health Insurance Domain Knowledge

- Strategic Decision-Making

Behavioral Traits:

- Analytical thinking and problem-solving

- Effective communication and collaboration

- Adaptability and continuous learning

- Attention to detail and accountability

📌 Retail Health Pricing (Bengaluru)
🏢 Digit Insurance
📍 Bengaluru