Job Summary

This position is open with Bajaj Finance ltd.

Candidate will be responsible for managing flexi portfolio for SME. Activities related to blocking/unblocking and reporting will be part of responsibilities

Responsibilities

- Highlight cases triggered as per through the door rule set. Engage with sales and credit teams to identify risk. Formulate learnings from through the door into policies
- Actively engage in Portfolio management related to flexi line management. Blocking and Unblocking of limits.
- Propose policy refinements as per business/market requirement.
- Identify opportunities and propose strategies to enhance business. Formulate, implement and monitor portfolio segments to enable Business Teams
- Monitor, manage refine IT platform SFDC for better risk management. Execute reports on SFDC, Datamart, etc.
- to identify any issues related to incorrect system behavior (e.g. case approved by system which ideally should be rejected as per Policy).
- Periodic testing of System validation approval and line assignment rules
- Routine interaction with stakeholder (Business, Credit, RCU, Ops and IT), and tracking / closure of minute items.
- Work with COE and Product team to formulate,



test and implement business opportunities/requirements
- Conduct Business UAT for recent developments, provide signoff and closely monitor the development post production deployment.
- Periodic reporting of MIS and Dashboards (Bounce, Projected risk metrics, etc.)
- Assist Sales Team to resolve cases which are stuck due to system issues.

Major Challenges

- Dynamic portfolio with multiple variables influencing risk performance
- High velocity - Expertise required to manage huge data sets
- Draw meaningful / actionable insights as an outcome of data analysis
- Ongoing liaising with IT, Business and BIU teams to ensure timely reporting of critical performance indicators

Required Qualifications and Experience

- a) Qualifications Graduate/ Post-Graduate having Banking domain knowledge
- b) Work Experience 8 - 10 years' experience in retail or consumer lending. Excellent analytical, data management and presentation skills. Exposure to data management tools Eg. SQL/Power BI etc. Effective verbal and written communication skills and stakeholder management

📌 Regional Manager - BLSE & LAP South East (Chennai)
🏢 Bajaj Finance
📍 Chennai