12 Oct
|
Bajaj Finance
|
Pune
12 Oct
Bajaj Finance
Pune
Job Purpose The Co-Lending Product Manager will be responsible for designing, managing, and scaling co-lending partnerships between banks, NBFCs, and Fintechs. This role involves product ownership, regulatory compliance, and driving growth in co-lending portfolios across MSME, housing, and retail segments.
Duties and Responsibilities
- Business development across HFC's, NBFC's and Fintech's for business partnership under Co-lending/FLDG models. This will include all activities of pipeline creation, commercial negotiations, legal agreements, tech integrations, compliance alignments and other on-boarding activities.
- Key account management for business generation post on-boarding of partner - monthly business volumes across each partner, revenue, and loan loss.
- Strong portfolio management along with risk actions to keep loan loss within desired threshold
Key Decisions / Dimensions
- Data accuracy basis fitment and proposing to stakeholders
- Business construct,
product fitment and possible business volume with each partner
- Shortlisting of the right partner basis fitment and proposing to stakeholders
Major Challenges
- Knowledge of varied product sets given that partnerships may vary across different product classes such as personal loans, business loans, micro finance loans etc.
- Interacting with various stakeholders across the organization as business will be heavy on risk, credit, and finance
Required Qualifications and Experience a) Qualifications
- Postgraduate preferably MBA
b) Work Experience
- 4-6 years in business development/account management
- 2-3 years of financial services experience is mandatory
c) Skills Keywords
- Confident with good language proficiency across English Hindi
- Adaptable with patience in dealing with clients.
- Individual with a strong mindset temperament who adapt to BFL culture
📌 Regional Manager - Direct Assignment & Co-lending Business (Pune)
🏢 Bajaj Finance
📍 Pune