Nucsoft is seeking an experienced Business Analyst / BSG Manager with 3 to 5 years of hands-on experience in the Banking or NBFC sector. This role will drive requirements engineering, platform enhancements, User Acceptance Testing (UAT), and stakeholder coordination for JCL’s Used Car Loan product portfolio.

The candidate will serve as the core functional bridge between business verticals (Sales, Credit, Risk, Operations) and IT/vendor development teams to translate business vision into seamless digital lending solutions.

Key Responsibilities 1. Requirement Gathering & Documentation (BRD & FSD)

- Collaborate with business heads, credit policy teams, risk, and operations at JCL to gather end-to-end functional requirements for Used Car Loans (sourcing, valuation, underwriting, verification, and disbursement).
- Author comprehensive Business Requirement Documents (BRDs) and Functional Specification Documents (FSDs) defining explicit business logic, validation rules, and integration workflows.
- Map customer journeys and process flows across digital and assisted channels.

1. User Acceptance Testing (UAT) & Quality Assurance

- Formulate test strategy, write detailed UAT test scenarios, and execute end-to-end test cases covering core journeys and edge cases.
- Log defects, track re-testing, and maintain central documentation for test execution and defect resolution in alignment with ITSM governance.
- Coordinate UAT sign-offs with key internal business and operational stakeholders prior to production deployment.

1. Stakeholder & Change Management





- Act as the primary liaison between internal business teams (Credit, Ops, Compliance) and technology vendors/solution architects.
- Manage stakeholder expectations by defining project timelines, managing Change Requests (CRs), and providing status updates.
- Ensure strict adherence to JCL's process approval frameworks and Change Advisory Board (CAB) approval workflows prior to go-live.

Technical & Functional Qualifications Required Experience & Skills
- Experience: 3 to 5 years of relevant Business Analyst / BSG experience in a Bank or NBFC.
- Domain Expertise: Strong understanding of Retail Assets, specifically Auto Loans / Used Car Loans (valuation engines, RC verification, dealer/partner sourcing, and credit scorecards).
- Documentation & Analytical Skills: Proven mastery in creating BRDs, FSDs, user stories, and process flow diagrams.
- UAT Governance: Solid track record in test management, defect lifecycle management, and UAT sign-off procedures.

Preferred / Advantageous Skills
- Core Systems: Prior hands-on experience with the Epik LOS platform and Finacle Core Banking / LMS systems.
- Ecosystem Integrations: Familiarity with integrations common in digital lending journeys:
- Credit Bureau fetches (CIBIL, Experian, Equifax)
- Verification APIs (DL details, PAN/Aadhaar linkage, VKYC, Perfios, Digio)
- e-Sign and e-NACH setup (Digio, Signzy)
- Dedupe & Rule Engines (Posidex) and Fraud check frameworks (Hunter)

Education
- Bachelor's degree in Engineering, Computer Science, Information Technology, or Business Administration.
- MBA / PGDM in Finance or Systems is preferred.

📌 Nucsoft Hiring | BA – Used Car Loans | Bank/NBFC | Navi Mumbai
🏢 Nucsoft
📍 Mumbai