Key Roles & Responsibilities

- Conduct detailed data analysis to monitor portfolio performance, profitability, and risk trends.
- Use insights to shape underwriting philosophy, guidelines, and risk appetite frameworks.
- Manage tender business and large/complex risks in collaboration with Sales and Reinsurance teams.
- Structure large risk placements and optimize reinsurance utilization.
- Drive treaty renewal processes, including data preparation and coordination with reinsurers and RI team.
- Ensure adherence to regulatory, governance, and compliance requirements related to underwriting activities.
- Liaise with global and strategic partners to maintain and strengthen relationship accounts.
- Provide technical guidance to underwriting teams to ensure consistency and quality of risk selection.




- Contribute to projects aimed at sustainable portfolio growth and profitability.

Key Requirements – Education & Certification

- Bachelor’s degree in Engineering, Insurance, Risk Management or related field.
- Master’s degree (MBA or equivalent) preferred.

Key Requirements – Experience & Skills

- 12–15+ years of experience in commercial underwriting, risk assessment, and portfolio management
- Advanced analytical and data interpretation skills.
- In-depth knowledge of underwriting principles and risk frameworks.
- Robust stakeholder management and negotiation skills.
- Excellent communication and leadership abilities.
- Proficiency in underwriting tools and data analytics platforms.

📌 Joint Vice President (Mumbai)
🏢 HDFC ERGO General Insurance
📍 Mumbai