– Head – Reinsurance, Surety & Credit Risk

Location: Gurgaon / Mumbai

Industry: Insurance / Reinsurance / Insurance Broking

Function: Underwriting, Reinsurance & Specialty Risk

Position: Leadership Role

Role Overview

We are seeking an experienced insurance professional to lead the Reinsurance, Surety & Credit Risk function for a growing insurance intermediary.

The role will be responsible for underwriting complex risks, structuring reinsurance solutions, negotiating pricing and capacity, managing domestic and international market relationships, driving business growth, and building a strong technical team.

Key Responsibilities

1. Reinsurance Placement & Structuring

- Lead end-to-end reinsurance placement, including market approach, capacity, pricing, terms, conditions and documentation.
- Structure insurance and reinsurance solutions for complex corporate and specialty risks.
- Negotiate capacity, limits, premiums, commissions, collateral, tenor and coverage terms.
- Manage direct insurance placements and associated reinsurance arrangements.

2. Surety & Credit Risk Underwriting

- Lead underwriting of Surety Bonds and Credit Insurance across MSME, mid-market and corporate clients.
- Conduct detailed financial analysis, credit assessments and risk evaluations of borrowers and counterparties.
- Develop robust underwriting, pricing and risk assessment frameworks.
- Leverage financial models, risk scorecards and technology-enabled tools to strengthen underwriting decisions.

3. Market Relationships & Business Development

- Build and maintain strong relationships with domestic and international insurers, reinsurers and capacity providers.
- Lead pricing, rate and capacity negotiations with market participants.
- Collaborate with business development teams to grow Surety, Credit Insurance and Specialty Risk portfolios.
- Identify new market opportunities and develop innovative risk solutions.

4. Risk Management & Compliance





- Monitor portfolio performance, exposure, concentration risks and underwriting quality.
- Implement appropriate risk mitigation strategies and underwriting controls.
- Ensure adherence to regulatory requirements, internal risk policies and underwriting guidelines.
- Work with senior management on reinsurance strategy, risk appetite and product development.

5. Team Leadership & Strategy

- Build, lead and develop a high-performing Reinsurance, Surety & Credit Risk team.
- Recruit, mentor and develop underwriting and placement professionals.
- Establish scalable underwriting, placement and risk management processes.
- Drive technical excellence, operational efficiency and business performance.

Desired Candidate Profile
- Robust professional experience in Reinsurance, Surety Bonds, Credit Insurance and/or Specialty Risks .
- Proven expertise in reinsurance placement, underwriting, pricing and capacity negotiations.
- Strong understanding of financial analysis, credit underwriting and risk assessment.
- Established relationships with domestic and international insurers and reinsurers.
- Experience in developing specialty insurance solutions for corporate and commercial clients.
- Strong commercial acumen, negotiation skills and stakeholder management capabilities.
- Demonstrated ability to build and lead technical teams.
- Strategic mindset with the ability to drive business growth and develop new market opportunities.

Key Skills Reinsurance Placement | Surety Bonds | Credit Insurance | Credit Risk Assessment | Specialty Insurance | Underwriting | Financial Analysis | Risk Management | Capacity Negotiation | Pricing & Structuring | Insurer & Reinsurer Relationships | Portfolio Management | Business Development | Team Leadership

Opportunity An opportunity to lead and scale a specialized insurance and reinsurance function, develop cutting-edge risk solutions, strengthen market partnerships and contribute to long-term business growth.

📌 Head – Reinsurance, Surety & Credit Insurance (Gurugram)
🏢 Intellectual Capital HR Consulting
📍 Gurugram