- Responsible for assessing customers sourced by the Sales team in line with the credit policy, and determining deviations and exceptions.
- Handling credit underwriting of working capital / channel finance / term loans cases in the mapped region including visiting the customers.
- Ongoing monitoring of accounts, deferral tracking including tracking developments in the industry and the account to identify stress and work with the business teams / credit managers in devising appropriate mi ga on strategies wherever needed.
- Reviewing the portfolio monthly including analysis on the delinquent cases and suggest changes in current Credit policy.
- Managing the changes in Credit policy as per market requirement to maintain healthy portfolio quality.
Desired Skills: -
- CA/CFA.
- Experience as a Credit Manager in SCF / Wholesale Funding (Inventory Finance) / Dealer Finance in
Bank / NBFC.
- Experience in End-to-End processing of loan proposals.