The Lead Business Analyst – Lending Products is the senior business analysis resource for EDB’s lending change agenda. The primary accountability of the role is to elicit, analyse and author

Business Requirements Documents for lending initiatives, and to confirm those documents with the business until they are formally approved. The role is an onsite, full time engagement held across the year and is not tied to a single project: the incumbent picks up the Bank’s lending-related initiatives as they arise.

(Phase 1), which delivers a single bilingual digital front door through which Micro / mSME, Mid

Corporate and Large Corporate prospects submit their details and documents. The platform segments each lead from declared turnover and routes it to the appropriate segment workflow:

qualified Micro / mSME cases pass to the partner Fintechs, while Mid Corporate and Large

Corporate cases produce the Bank’s credit artifacts and progress through decisioning into documentation, limit setup and booking.



The incumbent works alongside that programme from design through to Go-Live, and is available in parallel to other lending initiatives as directed.

Beyond authoring requirements, the incumbent supplies the product content that Functional

- Write requirements that can actually be built and tested: each one atomic, unambiguous,

traceable to a business objective, and accompanied by a stated expected outcome. Avoid requirements that describe an intention without defining the behaviour.
- Specify the exception and boundary behaviour explicitly alongside the happy path – missing or

invalid input, duplicate records, records that already exist, maker and checker conflicts, concurrency, external system unavailability and service-level breach – so that design does not have to guess.
- Prepare use cases, user stories and acceptance criteria as required by the delivery approach of

📌 Architect (Pune)
🏢 Virtusa
📍 Pune