About CheQ

At CheQ, we’re turning the chaos of credit into a journey that’s clear, rewarding, and even a little fun. With ₹80,000 Cr+ in lifetime payments, a growing tribe of users (30%+ using more than two products), and $16M raised from marquee investors, we’re quick becoming India’s favorite way to go from credit-stressed to credit-smart.

Founded by ex-Flipkart leader Aditya Soni and backed by 3one4 Capital, Venture Highway, Ram Shriram, Lloyd Mathias and more, CheQ isn’t just another fintech, it’s a full-stack credit experience

About the Role

We are looking for a Product Manager to own and scale our UPI Third-Party Application Provider (TPAP) journey. You will be responsible for driving the end-to-end UPI product experience — onboarding, payment flows, reliability, and growth — while working closely with our PSP bank partners and staying aligned with NPCI's evolving rules and guidelines. This is a high-ownership role for someone who wants to build a payment product used by millions of users every day.

What You'll Do





• Own the end-to-end UPI TPAP product journey — VPA creation, device binding, UPI registration/onboarding, mandate/autopay, collect & pay flows, and transaction lifecycle management.

• Define and drive the product roadmap for scaling UPI as a TPAP, balancing user experience, compliance, and business metrics (success rate, activation, retention).

• Track and implement NPCI circulars, guidelines, and API version updates (UPI 2.0, UPI Lite, UPI Lite X, Credit Line on UPI, AutoPay, RuPay Credit on UPI, etc.) — translating regulatory/technical changes into product and engineering requirements.

• Own product metrics such as transaction success rate (TSR), latency, decline/failure analysis, and NPCI-mandated SLAs; work with engineering and ops to improve them.

• Write detailed PRDs, user stories, and flows; work with design and engineering to ship features.

• Drive UAT, certification testing with NPCI/PSP, and manage go-live checklists for new fea

📌 Product Manager (Bengaluru)
🏢 Cheq Digital Private
📍 Bengaluru