Purpose of the chair

The Independent Non-Executive Chairperson will lead a Board responsible for a deposit-taking institution serving retail, micro-enterprise and inclusion-oriented customer segments through physical and digital channels. The appointment demands mature banking judgement, but its defining requirement is governance: preserving a Board that can challenge management, engage the regulator candidly and make decisions in the long-term interest of depositors and the institution.

The Chair is neither an executive substitute nor a ceremonial convenor. The role is to shape the Board’s agenda, quality of evidence, decision discipline, committee coordination and relationship with the chief executive. The successful candidate must be able to create space for dissent without allowing accountability to dissolve into consensus.

Establish a clean compact with the chief executive

At the outset, the Chair and chief executive will agree how information, escalation, reserved matters, regulatory engagement and performance evaluation will operate.



The Chair should have direct access to control-function leaders and committee chairs while avoiding parallel management channels.

Board papers must distinguish information, discussion and decision. Material proposals should state the customer and strategic rationale, economics, risk, operational readiness, alternatives, dissent and conditions for approval. Urgency cannot be allowed to become a recurring method for limiting Board challenge.

The Chair will conduct executive sessions with Independent Directors and ensure that concerns are recorded, resolved or explicitly carried forward. Where management and a committee disagree, the Board must see the nature of the disagreement rather than receive a negotiated summary that removes it.

Govern the banking model as one system

Credit, deposits, liquidity, capital, collections, technology, conduct and operating capacity cannot be reviewed in isolation. Growth in one area may cre

📌 Independent Director (Kolkata)
🏢 Gladwin International
📍 Kolkata