Senior Business Analyst – Payments

Location: | Open to any location | Occasional UAE travel

About The Role

We build compliance payment products used by banks and financial institutions across the UAE and GCC to process domestic, cross-border, instant, and WPS payments.

As a Senior Business Analyst, you will own the functional analysis from requirement through release. You'll work closely with bank stakeholders, sales, Key account Managers, architects, engineers, QA, and delivery teams.

You will be expected to understand the business problem behind each requirement, challenge unclear or impractical requests, define how the solution should behave, and stay involved through testing and release.

What You'll Own

• Functional analysis of payment capabilities. This covers business rules, validations, exceptions, failures, returns, reconciliation, and downstream impact.
• Requirement workshops with bank business, operations, and technology stakeholders. You'll convert ambiguous business needs into clear, complete, and testable requirements.




• Functional specifications that engineering teams can build from. These include user stories, acceptance criteria, process flows, API requirements, data mapping, and business rules.
• Feasibility, gap, scope, dependency, and impact analysis for recent requirements and change requests.
• Requirement traceability from business need through development, testing, UAT, and release.
• Testing support. You'll support SIT and UAT, clarify expected behaviour during defect triage, and validate delivered functionality against agreed requirements.

Must-Haves

• 5+ years as a Business Analyst, including at least 3 years on payments products or payment projects in banking or financial services preferably in UAE or any other GCCs.
• Experience analysing at least one end-to-end payment flow, including transaction processing, failures, returns, and reconciliation.
• Good understanding of REST APIs, including authentication, request and response str

📌 Lead Business Analyst Engineer (Kochi)
🏢 NeST Digital
📍 Kochi