Overview
Citi Treasury and Trade Solutions (TTS) is seeking a highly experienced and hands-on engineering leader to drive the architecture, development, and delivery of our next-generation Global Instant Payments Platform.
This role is ideal for an accomplished software engineer who enjoys solving complex distributed systems challenges, remains actively involved in architecture and technical design, and wants to build the future of real-time payment infrastructure at global scale. The successful candidate will combine deep payments expertise, low-latency Java engineering, cloud-native architecture, and robust delivery leadership to build resilient, high-performance payment solutions supporting Citi's global clients. The role requires close collaboration with Product, Operations, Infrastructure, Risk, and Engineering teams globally to deliver innovative, scalable, and secure instant payment capabilities.

Key Responsibilities
• Lead the architecture, design, and delivery of Citi's next-generation Instant Payments platform,



providing hands-on technical leadership across the full Software Development Lifecycle (SDLC).
• Design and develop high-performance payment services using Java, distributed systems principles, and event-driven architectures to support low-latency, real-time transaction processing at global scale.
• Drive the modernization of payment platforms on AWS through cloud-native architectures, microservices, APIs, containerization, and automated infrastructure practices.
• Build and evolve payment capabilities supporting RTP, FedNow, UPI, SEPA Instant, and emerging real-time payment networks across multiple markets and regulatory jurisdictions.
• Architect highly resilient and scalable systems capable of processing millions of transactions daily with demanding requirements for latency, availability, security, and operational resilience.
• Lead and mentor a team of engineers while remaining actively engaged in technical design reviews, architecture decision

📌 Engineering Lead Global Instant Payments Platform (Pune)
🏢 Citi
📍 Pune