RL - Mortgages – Area Sales Manager – ASHA Home Loan - Branch

About the Business Group:The Mortgages department is a part of the Retail Lending business of the bank and offers Asha Home Loans to all segments including affordable segment of customers Pan India.About the Role:This is a leadership role responsible for achieving business goals, optimizing profitability, overseeing compliance, and driving transformation within Asha Home Loan Business. It involves strategic planning and execution to maximize revenue, enhance portfolio growth, and ensure risk compliance. Details of the Role:DepartmentRetail LendingGradeMgr / Sr Mgr/AVPSub-DepartmentRetail Lending- ASHA Home Loan – BranchReporting (Business)Sr Mgr / AVP/VPLocationPan IndiaReporting (Matrix) Key Responsibilities:

Business Goals and Profitability

- Deliver disbursement targets in the assigned area through the Branch Banking channel.
- Monitor daily performance metrics and take proactive measures to meet area-level targets.

Sales and Channel Development

- Coordinate with branch managers and staff for regular mortgage product training and support.
- Generate and convert leads from branches, ensuring alignment with zonal strategies.

Compliance and Risk Management

- Ensure documentation, eligibility checks, and process adherence at the branch level.




- Support audit and compliance processes as per internal and regulatory norms.

Customer Experience

- Support branches in delivering seamless customer experience throughout the loan journey.
- Address and resolve escalations from customers or internal teams.

Digital Adoption and Innovation

- Drive usage of digital tools like Siddhi, MLP, Omega, and SFDC by branch staff.

Qualifications:

- Graduation/post-graduation from a recognized institute
- 6+ sales experience (secured products preferred) with at least 2-3 years in Home Loan and LAP (preferably affordable housing loans).

Role Proficiencies:

- Strong sales orientation
- Proficiency in managing complex client relationships, diverse stakeholders
- Capability to handle pressure and meet deadlines
- Skill in managing large, geographically spread team; coaching and mentoring team members
- Competence in managing within a dynamic, priority-setting environment
- Strong risk and compliance mindset
- Adept at communication and interpersonal skills

About AxisThe Bank has a young & engaged workforce with an average age of 30 years. We are an equal prospect employer & believe in empowering our employees by offering rich roles, learning opportunities & flexibility to chart their career, their way.

Refer to the

📌 RL - Mortgages:Area Sales Manager - ASHA Home Loan - Branch (Indore)
🏢 Axis Bank
📍 Indore