We are seeking a skilled Credit Risk Analyst to join our team in the Karnataka, Mumbai Region, Maharashtra. The ideal candidate will have a solid understanding of trade credit, buyer credit, and credit risk management. As a Credit Risk Analyst, you will be responsible for assessing the creditworthiness of potential clients, analyzing financial data, and making informed recommendations to mitigate credit risk.
Key Responsibilities:
Evaluate credit applications and assess the credit risk associated with potential clients.
Conduct thorough financial analysis and due diligence to determine the creditworthiness of buyers.
Monitor existing credit accounts and provide recommendations for credit limit adjustments.
Collaborate with the underwriting team to develop credit policies and procedures.
Prepare detailed reports on credit risk assessments and present findings to management.
Stay updated on industry trends and regulatory changes affecting credit risk management.
Required Skills:
Robust knowledge of trade credit and buyer credit processes.
Proficiency in credit risk assessment and credit underwriting.
Excellent analytical and problem-solving skills.
Ability to interpret financial statements and data.
Strong communication skills, both written and verbal.
Detail-oriented with a focus on accuracy and compliance.
If you are passionate about credit risk management and have the skills to excel in this role, we encourage you to apply and join our energetic team.