Job Title: Lead AI/ML – Credit Risk, Fraud & Collections

Location: Pune, India

Employment Type: Full‑time, On‑site

Experience Required: 10+ Years

About the Role

We are seeking a Lead AI/ML / Data Science professional to head AI product pods across Credit Risk, Fraud, and Collections. The role requires solid technical depth, BFSI domain expertise, and proven leadership in building and deploying production‑scale ML systems.

Key Skills
Python, Spark, Kafka, Kubernetes, MLOps
Production‑scale ML systems & distributed computing
Credit Risk, Fraud Detection, Collections & Recovery
Graph ML, Early Warning Systems, Portfolio Monitoring, Propensity Models
Model Governance, Compliance, MRM
Team leadership in AI/ML
BFSI / Banking / FinTech / NBFC domain experience

Roles & Responsibilities
Lead AI product pods across Credit Risk, Fraud, and Collections.




Architect and deploy production‑scale ML systems with distributed computing.
Build and optimize models for fraud detection, portfolio monitoring, and recovery.
Ensure compliance with governance frameworks and regulatory standards.
Mentor and lead AI/ML teams to deliver scalable solutions.
Collaborate with stakeholders across BFSI to align AI initiatives with business goals.

Ideal Candidate
10+ years in Data Science / AI/ML / AI Engineering.
Solid BFSI / FinTech / NBFC background.
Proven track record in Credit Risk, Fraud Detection, and Collections.
Hands‑on with Python, Spark, Kafka, Kubernetes, MLOps.
Robust understanding of Model Governance, Compliance, and MRM.
Education: B.Tech/M.Tech from IIT/NIT/BITS preferred.

Pay: From ₹4,200,000.00 per year

Work Location: In person

📌 Lead Data Scientist / Ai/ml Engineer Pune
🏢 ViralX Media
📍 Pune