About Rural Lending Microfinance
The program aims to lend small ticket unsecured loans in the range of Rs 12k to 80k to economically active poor

women individually or under Joint Liability Group (JLG) through Business corresponded channel
Short term loans giving High Returns to the Bank

About the Role Delinquent Audit Manager – Portfolio team- will be handling one zone & responsible for:
Prevention & Detection of Fraud & Branch Visit
Liasing with Police officials & legal team for filing FIR & Recovery.
Investigation of Fraud incident & reporting

Key Responsibilities

Planning and strategy
Ensure that all the staff are adequately trained on the bank’s products, sales processes, and various

policies.
Maintain “business quality” / “portfolio quality”.
Liasoning and coordination with counterparts in business.
Liasoning with external agencies
Branch Visit based on the Red alerts
Create Early warning signal based on investigation & Collection Efficiency




Need to Monitor & Ensure Investigation is closed within 30days
Proper evidence collection & 100% digital storage.
Liasioning with Insurance co on claim settlement & documentations.

Qualifications Optimal qualification for success on the job is: • Graduate / Post Graduate • Experience of 9+ Years in Banking/Microfinance Industry • Team management skills & liasoning

Role Proficiencies
Knowledge of MFI products and services
Knowledge of regulatory guidelines and norms
Positive communication (both verbal and written) in English and local language
Well versed with Microsoft office tools for data analysis and presentation
Ability to manage complex situations
Ability to manage risk and uncertainty for self and team within a agile priority setting workplace
Ability to handle pressure and meet deadlines.

📌 Micro Finance Audit Manager Chennai
🏢 Axis Bank
📍 Chennai