Department: Large Corporate Group- Corporate Sector
Experience: 2 to 4 years
Job Role: Independent handling of portfolio of Security Receipts rating across corporate and retail stressed loans
Functional Skills / Knowledge
Technical:
Positive understanding of balance sheets, P&L; statements and cash flows. Ability to build future cash flows and assess debt repayment ability
Robust understanding of stressed loans across key sectors like Real estate, Roads, Housing loans or any other retail loans.
Ability to understand contractual agreements including financial covenants, clauses and their repercussions
Knowledge of laws and regulations relating to stressed assets shall be added advantage
Client Management / Stakeholder Management:
Ability to assist team in meeting preparation covering analysis of past trends and future projections
Undertake in-person meetings with senior management personnel at client side to discuss strategy, business and financial performance
Writing and Presentation Skills:
Writing detailed rating reports to explain the rationale behind the rating
Making presentations to Crisil Ratings Rating Committee
Preparation of sector notes
Writing opinion pieces to cover developments / share outlook on various asset classes / sectors
Regular Portfolio and Sector Monitoring
Monitoring and tracking the financial performance on quarterly basis aside from event-based reviews
Stay updated on the latest market developments and their implications
Candidate Profile
Excellent oral and written communication skills primarily focused on managing client communication and report writing
Ability to get execution of transactions under stringent timelines
Has relevant experience in stressed assets management and recovery infrastructure
Experience in handling CXO conversations at in-person meetings
Proficient in GenAI prompt writing, MS-Excel, MS-Word, MS-Power Point
Education - CA/CFA / MBA Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
📌 Sr Rating Analyst Arc Mumbai (India)
🏢 Crisil
📍 India
Reply to this offer
Impress this employer describing Your skills and abilities, fill out the form below and leave Your personal touch in the presentation letter.