Live Underwriting
Review and analyze mortgage loan applications.
Evaluate borrower eligibility based on agency and investor guidelines.
Assess income, assets, credit, collateral, and overall risk.
Make credit decisions and provide underwriting conditions.
Ensure compliance with FHA, VA, Conventional, Fannie Mae, Freddie Mac, and Non-QM guidelines.
Pre-Underwriting
Conduct detailed review of loan files prior to underwriting.
Calculate and validate
Income Calculation
Debt-to-Income (DTI)
Loan-to-Value (LTV)
PITI (Principal, Interest, Taxes & Insurance)
Asset Analysis
Credit Analysis
Credit Report Review
Verify documentation accuracy and identify missing requirements.
Support underwriting teams in achieving quality and productivity targets.
Required Skills
Experience in US Mortgage Underwriting or Pre-Underwriting.
Solid understanding of
Income Calculation
DTI & LTV Calculation
Asset Review
Credit Analysis
Credit Bureau Reports
AUS Tools (DU/LP)
Agency Guidelines
Valuable communication and analytical skills.
Ability to work in a quick-paced environment.
Experience
2 to 10 Years in US Mortgage Operations
Candidates with experience in Live Underwriting, Credit Decisioning, Income Calculation, Asset Analysis, or Pre-Underwriting preferred.
📌 Walk In Live Underwriter / Pre Underwriter Us Mortgage Chennai (India)
🏢 Wipro
📍 India
Reply to this offer
Impress this employer describing Your skills and abilities, fill out the form below and leave Your personal touch in the presentation letter.