Customer Onboarding &

- KYC

- Handle escalations from Business/Operations on KYC - customer identification, verification, screening, and ongoing due diligence for individual and corporate customers.

- Provide assessments on PEPs and higher-risk customers, including source of wealth and source of funds, as part of Enhanced Due Diligence (EDD) reviews.

- Prepare recommendations to the Board for onboarding approval, continuation, or exit decisions.

Transaction Monitoring (TM)

- Handle escalations from Business/Operations on TM pre-alerts arising from unusual patterns of transactions.

- Conduct reviews of TM post-alerts covering e-wallet, card, and remittance transactions. Assess transactional activity against customer profiles and expected behaviour.

- Escalate unusual, suspicious, or higher-risk activity to the Head of Compliance for further action, where appropriate.

- Assist in the development, calibration, enhancement, and testing of TM parameters, thresholds, and rules to improve the effectiveness of the monitoring system and reduce false positives.

- Analyse emerging typologies, customer behaviour, regulatory expectations, and investigation outcomes to identify opportunities for strengthening TM controls.

Name Screening (NS) &

- Sanctions Reviews

- Review NS alerts escalated by Operations on PEP, adverse media, sanctions, etc. Investigate potential matches and prepare escalation recommendations for unresolved or true-match cases.

Investigations &

- Reporting

- Conduct investigations into unusual customer activity, screening matches, fraud indicators, and transaction monitoring alerts.



Gather supporting information and document investigation findings and rationale.

- Prepare and submit Suspicious Transaction Reports (STRs) to the Suspicious Transaction Reporting Office (STRO), where appropriate. Maintain records relating to investigations and STR filings.

Compliance Monitoring &

- Record Keeping

- Conduct quality assurance reviews of AML/CFT work performed by First Line Operations.

- Support regulatory reporting and audits.

- Assist with updates to compliance procedures and staff training materials.

Job Requirements

Qualified Requirements

- Bachelors degree in Business, Finance, Accounting, Law, Compliance, Risk Management, or a related discipline.

- Professional certifications such as ACAMS or ICA are an advantage.

- Minimum 2-5 years of relevant experience in AML/CFT, Compliance, Risk Management, Banking, FinTech, Payment Services, E-Wallet, Card, or Remittance businesses.

- Knowledge of AML/CFT requirements, including KYC/CDD, sanctions screening, transaction monitoring, investigations, and suspicious transaction reporting.

- Meticulous with strong analytical and problem-solving skills, and attention to detail.

- Good communication and interpersonal skills, with the ability to work effectively with colleagues and management

- Strong organizational and time management skills, with the ability to prioritize tasks and meet deadlines

- Ability to work independently while also demonstrating strong teamwork

- Proficient in English, with fluency in a local language preferredRole & responsibilities

Preferred candidate profile

📌 Compliance Analyst (Chennai)
🏢 Ichange
📍 Chennai