Job Title: Group Chief Risk Officer

Location: Andheri East, Mumbai

Reporting To: Group CEO, with functional reporting to the Board Risk Management Committee

Experience: 15–20 years

Must Have Experience: Commodity Trading / Agri Commodities / Physical Collateral Management

About the Role

We are looking for a seasoned Chief Risk Officer (CRO) to lead the Group-wide Enterprise Risk Management function across a diversified, multi-entity and multi-geography business.

The role will have end-to-end responsibility for identifying, assessing, monitoring and mitigating risks across credit & counterparty risk, commodity price risk, collateral & warehousing risk, trade finance, liquidity & treasury, regulatory & compliance, operational, technology/cyber and cross-border risks.

Key Responsibilities

- Design and implement a comprehensive Group-wide Enterprise Risk Management (ERM) framework, including risk appetite, risk taxonomy, limits, policies and governance structures.
- Establish consolidated risk registers, KRIs, risk dashboards and escalation mechanisms across entities.
- Oversee collateral, warehousing and custodial risks, including stock reconciliation, warehouse audits, quality/quantity risk, insurance and warehouse receipt controls.
- Develop frameworks for commodity price and market risk, including exposure limits, MTM monitoring, concentration risk and hedging.
- Lead credit, counterparty and trade finance risk, including due diligence, credit limits, exposure monitoring and settlement-risk controls.
- Partner with the NBFC business on credit underwriting, portfolio quality, NPA/stressed assets, provisioning and recovery risks.
- Monitor liquidity, ALM, interest-rate, refinancing, leverage and covenant risks across the Group.
- Oversee FX and cross-border risks arising from international commodity trade and overseas operations.
- Ensure appropriate oversight of regulatory and compliance risks, including RBI,



WDRA and applicable commodity exchange regulations.
- Establish a strong operational, fraud and technology/cyber risk framework, including incident management and business continuity.
- Assess climate, ESG and reputational risks and their potential impact on the Group.
- Provide independent risk assessment and challenge on major credit exposures, trade finance transactions, new businesses, products and geographies.
- Prepare and present periodic risk reports, portfolio reviews and KRI dashboards to the CEO, CFO, Risk Management Committee and Board.
- Build and lead the Group Risk function and develop risk capabilities across key business entities.

Candidate Profile

- CA / MBA (Finance) / CFA or equivalent postgraduate qualification.
- FRM / PRM certification would be an added advantage.
- Strong exposure to Commodity Trading (MUST) / Agri Commodities (Preferred) / Physical Collateral Management (Highly Preferred) / Warehousing / Trade Finance
- 15 – 20 years of progressive experience in risk management, credit risk, commodity trade finance or treasury.
- At least 5–7 years in a CRO / Head of Risk / senior risk leadership role.
- Exposure to NBFC/RBI regulatory risk and cross-border trade risk is preferred.
- Experience interacting with Boards, Risk Committees, rating agencies, banks and financial institutions.

Core Competencies

- Strong understanding of credit, commodity price and collateral/custodial risk
- Enterprise Risk Management and risk governance
- Risk modelling, exposure limits and portfolio analytics
- Robust stakeholder management and Board-level communication
- High integrity and sound risk judgment

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📌 Chief Risk Officer - Commodity Trading (MUST HAVE) (Mumbai)
🏢 CHRO Consulting
📍 Mumbai