Functional Requirements
Responsible for assessing customers sourced by the Sales team in line with the credit policy, and determining deviations and exceptions.
Handling credit underwriting of working capital / channel finance / term loans cases in the mapped region including visiting the customers.
Ongoing monitoring of accounts, deferral tracking including tracking developments in the industry and the account to identify stress and work with the business teams / credit managers in devising appropriate mi ga on strategies wherever needed.
Reviewing the portfolio monthly including analysis on the delinquent cases and suggest changes in current Credit policy.
Managing the changes in Credit policy as per market requirement to maintain healthy portfolio quality.
Desired Skills: -
CA/CFA.
Experience as a Credit Manager in SCF / Wholesale Funding (Inventory Finance) / Dealer Finance in
Bank / NBFC.
Experience in End-to-End processing of loan proposals.