The Credit Analyst will be responsible for appraisal of proposals and willwork closely with the Relationship Manager and Funding Specialists.
Responsibilities
- Responsible for appraisal of SME loans
- Approving the documents and generation of analysis reports based on analysis of the borrower's cash flow statements, tax returns, and other financial information
- Perform and verify system generated detailed financial and ratio analysis, and interpret the financial information to determine credit quality
- Interacting with borrower for any additional information
Requirements
- Strong analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry and competitive analysis and projections
- Proficient in Excel including the use of graphs / charts
- Basic knowledge of credit principles, lending operations, loan research and general credit policies
- Detail oriented team player with ability to work well under pressure and multi-task