Job Summary

• The Capital Risk Oversight team reports into the Treasury CRO, in Enterprise Risk Management. The team’s mandate is to provide assurance to senior management and the Group regulator (Prudential Regulation Authority and Bank of England) on issues that could impact the Group’s regulatory capital position in a BAU workplace and across the stress continuum. Areas of responsibility span across a variety of different regulatory submissions and touch on all principal risk types.
• The team provides second line review and challenge on all regulatory stress tests and recovery plans across the SC Group and Solo, HK & SG. The team is a dedicated second line function for the development of Treasury risk related Resolvability capabilities and provides holistic oversight across all Resolvability capabilities.
• The team provides ongoing review and challenge for capital planning purposes to ensure that capital metrics are managed within Risk Appetite and that any distribution plans are credible and affordable under plausible downside stress scenarios.

Key Responsibilities





Stress Testing Oversight and Challenge

• Support independent 2LOD oversight of regulatory and internal stress tests, including ICAAP, BCST, RPST, RST, climate stress tests, Management Stress Tests and relevant material legal entity exercises.
• Provide SME reviews on Treasury risk results, including the evolution of income and balance sheet amounts, including the determination of key judgements embedded therein.
• Challenge scenarios, methodologies, assumptions, judgments, results and management actions, ensuring outcomes appropriately reflect the scenario, risk profile and legal-entity dynamics.
• Provide independent conclusions on capital resilience, recovery capacity and material vulnerabilities, including the adequacy of remediation against regulatory, audit and 2LOD findings.

Stress Testing Analytics

• Provide analytical support to the team in summarising and reviewing the SBAP outputs,

📌 Associate Director, Capital Risk Oversight (Mumbai)
🏢 Standard Chartered India
📍 Mumbai