Roles and Responsibilities To support underwriting operations for Rural Insurance business with a primary focus on Cattle & Livestock Insurance. The incumbent will be responsible for risk assessment, underwriting, claim evaluation, policy issuance support, and portfolio monitoring to ensure sustainable and profitable growth of the livestock insurance business.

Key Responsibilities :

Underwriting & Risk Assessment

- Evaluate proposals for Cattle and Livestock Insurance based on underwriting guidelines.
- Assess animal health, breed characteristics, productivity parameters, and risk exposure.
- Review veterinary reports, valuation certificates, and supporting documents for policy acceptance.
- Recommend risk mitigation measures and appropriate premium rates.

Claims Management (Mandatory Expertise)

- Handle end-to-end Cattle & Livestock Insurance claims.
- Scrutinize claim documents, veterinary certificates, post-mortem reports, and investigation reports.
- Coordinate with surveyors, veterinarians, field teams, and policyholders for claim assessment.
- Ensure timely and accurate settlement of claims within prescribed TAT.
- Monitor claim trends and suggest corrective actions to improve portfolio profitability.

Portfolio & Business Support

- Support branch and sales teams on livestock insurance products and underwriting requirements.
- Analyze portfolio performance, loss ratios, and claims experience.




- Maintain underwriting discipline and compliance with company guidelines.
- Assist in product improvements and process enhancements for rural insurance business.

Stakeholder Management

- Coordinate with field teams, veterinary professionals, surveyors, and channel partners.
- Provide technical guidance related to livestock health, disease risks, and insurance coverage.
- Support training initiatives for internal and external stakeholders.

Desired Skills & Competencies

- Robust knowledge of Cattle and Livestock Insurance underwriting practices.
- Hands-on experience in Livestock Insurance Claims Management.
- Understanding of animal diseases, breeding practices, dairy operations, and livestock valuation.
- Good analytical, problem-solving, and decision-making skills.
- Strong communication and stakeholder management capabilities.
- Proficiency in MS Excel, underwriting systems, and report preparation.

Preferred Candidate Profile

- 2-3 years of experience in Rural Insurance, Livestock Insurance.
- Experience in underwriting and claims handling of cattle/livestock insurance products is mandatory with BVsc & AH
- Candidates who have worked on projects with National Dairy Development Board (NDDB) will be given preference.
- Exposure to dairy sector initiatives, livestock development programs, and rural risk assessment will be an added advantage.

📌 Team Member Rural Underwriting (Pune)
🏢 Bajaj General Insurance
📍 Pune