SME Loan offers loan to MSME, Professional Loan, UCF and Secured business. To manage the same, it will require handling data sets for portfolio management, and building model. Furthermore, risk management is core to Bajaj Finance. Most of the decisions in risk management are data-driven and analytical. In order to manage the portfolio, reduce losses in the portfolio, identify high-risk segments and identify current opportunities for business it requires good data skills to perform these activities.
Duties and Responsibilities
- Creating dashboards to identify any gaps in policy and system run
- Continuous interaction within the team for effective portfolio monitoring
- Building and maintain control charts for system
- Building effective models for stable portfolio and providing insights for actions
- Support any adhoc deep dive data analysis on portfolio matrices
Required Qualifications and Experience
- Qualifications
MBA / Post Graduate with 3-5 years in quantitative subjects
- Work Experience
- 3-5 years relevant analytical and lending experience
- Preferred Coding languages: SQL, SAS, PowerBi.
- Experience in handling huge database and the ability to do root cause analysis.
- Individual contributor with the capability to deliver projects within timeline
- Effective verbal and written communication skills