Job Overview:

We are seeking an ambitious professional for the Manager - Strategy role within our Product & Strategy team. The ideal candidate will bring 2-3 years of experience from a strategy consulting firm (preferably Big 4 / Banks/NBFCs/Consulting Firms) or corporate strategy units within Financial Services.

This role sits at the intersection of business strategy, financial services domain expertise, market analysis, and execution planningworking directly to drive growth, product optimization, target operating model design, and strategic initiatives.

Key Responsibilities:

1. Business & Corporate Strategy

- Define 35 year strategic plans, growth blueprints, and business cases for banks, insurers, asset managers, and fintechs.
- Identify expansion into new markets, customer segments, products, and emerging revenue pools.
- Evaluate portfolio and business-unit performance to recommend strategic priority shifts.

2. Financial Services Domain Strategy

- Drive sub-segment strategic initiatives across:
- Banking: Retail/corporate banking, payments, digital lending, wealth management.
- Insurance: Life, health, P&C;, distribution channel, and underwriting strategies.
- Asset/Wealth Management & Fintech: Embedded finance, digital banking, and product distribution optimization.

3. Market & Competitive Benchmarking

- Conduct market-sizing, CAGR evaluations, and industry trend analysis.
- Benchmark competitors on products, pricing models, yields, technology adoption, and customer experience.
- Assess macroeconomic shifts,



regulatory developments, and emerging business model disruptions.

4. Target Operating Model (TOM) & Transformation

- Design Target Operating Models (TOM), organizational structures, and governance frameworks.
- Perform capability gap assessments and draft end-to-end digital transformation roadmaps.
- Identify cost optimization, productivity improvement, and operational efficiency levers.

5. Business Case & Financial Modeling

- Build detailed driver-based financial models (P&L; impact, balance sheet projections, ROI/NPV calculations).
- Execute scenario modeling, stress testing, and sensitivity analysis on key lending/business metrics.
- Establish investment justifications and track benefits realization for strategic bets.

6. M&A; & Digital Strategy Execution

- Support target identification, commercial due diligence (CDD), and synergy realization plans.
- Define digital product roadmaps, fintech partnership strategies, and platform growth levers.
- Translate strategic vision into actionable initiatives, managing KPIs and PMO frameworks.

Desired Candidate Profile:

- Experience: 12 years of hands-on strategy consulting experience (Big 4 / Strategy Consulting / Corporate Strategy in Banks, NBFCs, or Fintechs).
- Skills: Robust structured problem-solving, financial modeling, market sizing, competitive benchmarking, presentation design, and target operating model frameworks.
- Education: MBA / PGDM in Finance/Strategy or professional qualifications (CA / CFA).

📌 Manager - Corporate & Business Strategy (Ahmedabad)
🏢 Ratnaafin Capital
📍 Ahmedabad