14 Oct
|
CV Designer
|
Bengaluru
14 Oct
CV Designer
Bengaluru
Job Summary
We are conducting a confidential executive search for an accomplished NBFC / lending leader to lead the organisation's next phase of disciplined growth. The CEO will assume overall responsibility for business strategy, fundraising, lending operations, financial performance, portfolio quality, risk management, governance and organisation development. Working closely with the Board, the successful candidate will translate strategic priorities into measurable business outcomes, strengthen the funding and operating platform, and build a scalable institution supported by strong credit discipline and governance.
Business Context The organisation operates across SME business loans, Loan Against Property, and two-wheeler and four-wheeler hire purchase or leasing. The leadership mandate centres on sustainable AUM expansion, stronger funding capacity, improved operational efficiency and consistent portfolio quality.
Key Responsibilities
Fundraising and Capital Management
- Develop and execute a multi-year funding strategy aligned with AUM growth, liquidity needs and the asset-liability profile.
- Strengthen relationships with banks, financial institutions, debt investors, strategic investors and other capital providers.
- Diversify funding sources and maturity profiles while managing funding costs and concentration risks.
- Lead lender and investor engagement, due diligence, preparation of business plans and information memoranda, and credit-rating interactions.
- Partner with the Board and finance leadership on capital planning, liquidity buffers, leverage and treasury discipline.
Lending Operations and Operational Excellence
- Strengthen the end-to-end lending lifecycle, including sourcing,
underwriting, documentation, disbursement, servicing, collections and recoveries.
- Improve turnaround times, productivity, customer service and cost efficiency.
- Drive technology adoption, reliable management dashboards, data quality and scalable operating systems.
- Reinforce credit administration, portfolio monitoring, fraud prevention, early-warning systems and collections effectiveness.
- Establish clear accountability, performance standards and review processes across functions and business units.
Strategy and Business Expansion
- Translate long-term objectives into annual business plans, budgets, product priorities and measurable milestones.
- Identify growth opportunities across lending products, customer segments, geographies, partnerships and distribution channels.
- Assess current initiatives against market demand, risk, unit economics, capital needs, operational readiness and regulatory requirements.
- Build strategic partnerships and referral networks while protecting underwriting standards and brand reputation.
- Monitor market developments, competition and customer needs, and recommend strategic actions to the Board.
Risk, Governance and Regulatory Oversight
- Embed a culture of integrity, customer protection, transparency, accountability and regulatory discipline.
- Oversee compliance with applicable RBI requirements, SEBI and stock-exchange obligations, the Companies Act and internal policies.
- Maintain oversight of regulatory filings, disclosures, statutory records, Board and committee processes, and related-party governance.
- Work closely with Compliance, the Company Secretary, CFO, Risk, Internal Audit and external advisers while preserving the independence of control functions.
- Oversee credit, liquidity, market, operational, technology, cyber, conduct, reputational and business continuity risks.
Financial Performance and Stakeholder Management
- Own the annual operating plan and oversee revenue, profitability, expenditure, cash flow, portfolio performance and balance-sheet efficiency.
- Provide the Board with timely, accurate reporting on business performance, forecasts, funding, asset quality, risks and strategic initiatives.
- Represent the organisation with shareholders, lenders, investors, regulators, auditors, rating agencies and strategic partners.
- Ensure material decisions and external communications comply with Board-approved authority and governance requirements.
Organisation and Leadership Development
- Build and develop a strong senior leadership team with clearly defined responsibilities and performance objectives.
- Establish succession plans and leadership-development priorities.
- Create a culture of ownership, prudent risk-taking, customer focus, collaboration and continuous improvement.
- Align organisational structure, workforce capabilities and incentives with business strategy, risk appetite and compliance expectations.
📌 Chief Executive Officer - NBFC / Finance & Investments (Bengaluru)
🏢 CV Designer
📍 Bengaluru