Role & responsibilities

Credit Audit - Wholesale Banking

- Independently conduct Credit audits of Wholesale products like working capital/SME/MEB/MIB but not retail (Will involve regular travelling).
- Participate in audits of various Businesses with particular emphasis on Product / Operations audits.
- Assist in Planning, designing and implementation of risk based audit plans to ensure safety and soundness of the Bank.
- Ensure completion of assigned audits and documentation of work papers on time.
- Track status of issues reported.
- Assist in keeping relevant processes benchmarked to Best Practices and peer banks.
- Assist in keeping Audit Procedure Manual and checklists current and updated.
- Devise audit checklists for use of internal/concurrent Auditors and test products along with processes/procedures to foresee pitfall and bottlenecks and ensure these are audited/resolved.
- Provide improvement/ suggestions to existing process / systems to line management
- Provide oversight to the Concurrent Audit process.




- Ensure submission of concurrent audit reports on time
- Ensure regular update of concurrent audit checklists
- Ensure appropriate review of concurrent audit issues
- Ensure follow-up & rectification of concurrent audit issues

General Banking Products / General Banking Products CS
- Support Head Office (HO) and NOC audits, covering key banking operations, products, and control functions.
- Assist in reviewing financial records, advances, loans, deposits, and regulatory compliance as per RBI guidelines.
- Conduct checks for KYC/AML compliance, documentation accuracy, and adherence to internal policies.
- Prepare audit working papers, document observations, and help track closure of audit issues.
- Contribute to riskbased audits and identify control gaps across HO processes.
- Ideal for CA Freshers with robust analytical skills and interest in banking audits. [jobs.accaglobal.com]

Preferred candidate profile

CA fresher

📌 CA Fresher - Internal Audit Team (Mumbai)
🏢 Yes Bank
📍 Mumbai