Senior Business Analyst – FinTech & Payments

Company: WebMobril Technologies

Location: Pune, Maharashtra

Experience: 8+ Years

Employment Type: Full-Time

Job Summary:

WebMobril Technologies is looking for an experienced Senior Business Analyst – FinTech & Payments with 8+ years of Business Analysis experience and mandatory hands-on expertise in Core FinTech, Digital Payments, Banking, or BFSI.

The candidate will be responsible for gathering and translating complex business requirements into detailed functional specifications for an enterprise-grade FinTech platform, working closely with Product, Engineering, UI/UX, QA, DevOps, Operations, Compliance, Banking Partners, and Management teams.

Key Responsibilities:

- Gather, analyse, validate, and document business and functional requirements.
- Prepare and maintain BRDs, FRDs, PRDs, user stories, acceptance criteria, use cases, business rules, API requirements, and process flows.
- Define end-to-end workflows, user journeys, system interactions, business rules, validations, exception scenarios, and edge cases.
- Conduct stakeholder workshops, gap analysis, requirement prioritisation, and impact analysis for change requests.
- Collaborate with Product, UI/UX, Engineering, and QA teams to clarify requirements, validate user flows, and support development and testing.
- Participate in Agile ceremonies, backlog grooming, sprint planning, and sprint reviews.
- Coordinate UAT, business sign-offs, and end-to-end requirement traceability through production release.
- Analyse payment workflows, system integrations, operational dependencies, and opportunities for process improvement.

Core FinTech & Payments Expertise:

- Hands-on experience across relevant FinTech products and workflows, including:
- Merchant Onboarding, KYC/KYB, and Merchant Lifecycle Management.
- Payment Gateways, UPI, Payment Links, QR Payments, and Order Management.
- Collections, Payouts/Disbursements, and Bank/Payment Partner Integrations.
- Reconciliation, Settlement,



Autopay, and Recurring Payments.
- Refunds, Reversals, Chargebacks, Transaction Monitoring, and Exception Handling.
- Risk & Fraud Management, Customer Support Workflows, Notifications, Reporting, and Analytics.
- Solid understanding of the end-to-end payment transaction lifecycle, including successful, failed, pending, reversed, and duplicate transactions, is essential. Knowledge of IMPS, NEFT, and RTGS is also required.

Required Skills & Technical Knowledge:

Business Analysis: Requirement Gathering, Stakeholder Management, BRD/FRD/PRD Documentation, User Stories, Acceptance Criteria, Use Cases, Business Process Modelling, Gap Analysis, Requirement Traceability, UAT, and Change Impact Analysis.

Technical Understanding:

- Microservices Architecture, REST APIs, API Request/Response Structures, and Third-Party Integrations.
- Webhooks, Callbacks, Event-Driven Architecture, Kafka/Message Queues, and Asynchronous Processing.
- Database Concepts, Basic SQL, System Integration Flows, and High-Level Application Architecture.
- Ability to understand and document complete transaction flows from API Gateway and payment/bank integrations through transaction processing, reconciliation, settlement, and reporting.

Security & Compliance:

- Understanding of the RBI and NPCI ecosystem and payment/banking compliance requirements.
- Awareness of PCI-DSS principles, authentication, authorisation, RBAC, merchant-level access, maker-checker workflows, audit trails, data privacy, and basic risk/fraud controls.

Tools: JIRA, Confluence, Postman, Swagger/OpenAPI, Figma/FigJam, process documentation tools,



and Agile/Scrum project management tools.

Education & Qualifications

Mandatory:

- B.E./B.Tech in Computer Science, Information Technology, Electronics, or a related technical discipline.
- 8+ years of Business Analysis experience.
- Strong, hands-on Core FinTech, Digital Payments, Banking, or BFSI domain experience.
- Proven experience in payment processing, merchant onboarding, KYC/KYB, collections, payouts, reconciliation, and settlement.
- Strong documentation, stakeholder management, communication, and Agile delivery skills.

Preferred:

- MBA/PGDM in Finance, Business Management, Banking, FinTech, or a related discipline. Candidates with both B.E./B.Tech and MBA/PGDM will be highly preferred.
- Experience with large-scale FinTech platforms, bank/NPCI/payment partner integrations, microservices, Kafka, and risk/fraud workflows.

Key Competencies:

Strong analytical and problem-solving skills, attention to detail, excellent documentation and communication, stakeholder management, critical thinking, decision-making, ownership, leadership, and the ability to independently manage complex business and payment workflows.

Ideal Candidate:

A technically sound Senior Business Analyst capable of independently converting complex FinTech business requirements into clear functional specifications and bridging the gap between business stakeholders and technical teams to deliver scalable, secure, and reliable payment solutions.

How to Apply:

Interested candidates meeting the mandatory criteria are invited to apply with their updated resume, highlighting relevant Business Analysis experience, FinTech/Payments expertise, payment lifecycle knowledge, and technical integration experience.

You can also share your updated CV at [email protected].

Pay: ₹900,000.00 - ₹1,200,000.00 per year

Benefits:

- Commuter assistance
- Paid sick time
- Paid time off

Work Location: In person

📌 Senior Business Analyst (FinTech & Payments) (Pune)
🏢 WebMobril Technologies
📍 Pune