You will be responsible for:
• You will be responsible for evaluating customer creditworthiness, assessing financial health, and recommending appropriate credit limits and payment terms.
• You will be responsible for managing credit risks across the Consumer PBU portfolio, ensuring adherence to the organization’s credit policies and approval processes.
• You will be responsible for monitoring accounts receivable, overdue balances, and collection performance to minimize credit exposure and improve working capital.
• You will be responsible for analyzing customer financial statements, payment behavior, credit history, and other relevant financial indicators to identify potential risks.
• You will be responsible for reviewing and recommending credit limit enhancements, extensions, and exceptions based on business requirements and risk assessments.
• You will be responsible for partnering with Sales and Commercial teams to facilitate business growth while maintaining appropriate credit controls and risk mitigation measures.
• You will be responsible for monitoring ageing reports,



identifying high-risk accounts, and developing action plans to address overdue payments and potential bad debts.
• You will be responsible for coordinating with internal stakeholders to resolve credit-related disputes, payment issues, and customer account discrepancies.
• You will be responsible for preparing credit risk reports, receivables dashboards, and periodic management updates to support informed decision-making.
• You will be responsible for identifying opportunities to strengthen credit processes, improve operational efficiency, and enhance receivables management.
• You will be responsible for ensuring compliance with internal controls, audit requirements, and applicable financial policies and procedures.

What you’ll bring:
• Chartered Accountant (CA) qualification is mandatory.
• 5–7 years of relevant experience in credit management, credit risk, receivables management, or commercia

📌 Manager Credit, Consumer PBU (Ballabhgarh)
🏢 The Goodyear Tire and Rubber
📍 Ballabhgarh