Job Summary

This position is for an Associate Director with an advanced degree in a quantitative discipline; requires experience and proficiency in areas of statistics, applied mathematics, SAS/Python programming language and a valuable understanding of retail banking / small business lending businesses. The individual will use these skills in the development of Fraud Risk Models and Fraud Risk Analytics for Retail Portfolios including cards, personal loans and digital.

Key Responsibilities

Strategy

• Development of Fraud Risk models for Retail Portfolios across application, lending and digital.
• Developing statistically derived predictive models, perform decision tree-based customer segmentation & profiling analyses, assist business implementation of Fraud Risk models to support Standard Chartered retail businesses across the globe.
• Support Fraud Risk analytics related to Retail Portfolios including rules development and augmentation

Business

• Achieving assigned full year objectives as per annual P3 document




• Enhancing relationship with stakeholders by providing analytical support

Processes

• Ensure adherence to all internal and external regulations
• To embed Operational Risk monitoring as an integral part of the business process. Towards this, to effectively carry out the assigned role, if any, under Compliance Risk Management Assurance.

People & Talent

• Mentor analysts and provide appropriate advice wherever required during analytics deliverables

Risk Management

• Monitor all major risk issues and concentrations. Where appropriate, direct remedial action and/or ensure adequate reporting to Risk Committees

Governance

• Promote an environment where compliance with internal control functions and the external regulatory framework is a central priority of the business

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethi

📌 Associate Director, WRB Model Development (Bengaluru)
🏢 Standard Chartered India
📍 Bengaluru