At U.S. Bancorp India, we're on a journey to do our best. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bancorp India gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at-all from Day One.

Key Responsibilities

1. Global Engineering Leadership & India Expansion

- Lead and scale a high-performing global engineering organization, including building and expanding the India team supporting Acquisition and Open Banking platforms.
- Establish a strong engineering culture focused on ownership, quality, innovation, and continuous improvement.
- Drive talent strategy across hiring, onboarding, mentoring, performance management, and succession planning.
- Foster an inclusive, accountable environment that promotes collaboration, technical excellence, and leadership growth.

2. Platform Engineering & Architecture (Acquisition & Underwriting)

- Own the design and evolution of API-first, event-driven platforms enabling digital acquisition and real-time underwriting.
- Architect decoupled systems separating customer journeys, decisioning, and core banking platforms to improve scalability and agility.
- Establish reusable platform capabilities (decisioning, identity, fraud, KYC, and data integration) consumable across products, channels, and partners.
- Drive engineering excellence in distributed systems, scalability, and secure Open Banking integrations.

3. Execution, Delivery & Operational Performance

- Lead delivery of the product and platform roadmap with clear accountability for business outcomes, quality, and operational stability.
- Ensure predictable, on-time, and within-budget execution while meeting security, compliance, and reliability standards.
- Promote strong engineering practices, including high-quality code, sound design decisions, and production stability.
- Proactively manage dependencies, risks, and trade-offs, ensuring alignment with organizational priorities and strategic goals.

4. Technical Leadership & Architectural Governance

- Provide strategic architectural direction, aligning solutions to business needs, enterprise standards, and regulatory requirements.
- Ensuredesigns are scalable, resilient, maintainable, and testable, with clear handling of dependencies and failure scenarios.
- Lead architecture reviews and design forums, driving consistency and simplification across platforms.
- Continuously simplify systems to improve speed, reliability, and supportability.

5. Cross-Functional Strategy & Stakeholder Engagement

- Partner with product, business, risk, and architecture leaders to define and deliver acquisition and underwriting capabilities.
- Influence roadmap decisions by balancing engineering strategy, customer experience, risk, and delivery constraints.




- Drive alignment across teams to enable effective, end-to-end value delivery across the ecosystem.
- Communicate architecture, strategy, and delivery risks clearly to both technical and executive stakeholders.

6. Resiliency, Risk & Operational Excellence

- Define and enforce resiliency standards (tiering, SLOs, failover strategies) for mission-critical acquisition and underwriting flows.
- Ensure high availability and low-latency performance for real-timedecisioningsystems.
- Lead incident management, root cause analysis, and continuous reliability improvements across the platform.

Technical Scope The Senior Software Engineering Manager is expected to bring strong hands-on technical leadership and credibility in designing and delivering modern, distributed, and scalable platforms. This role leads engineering teamsbuildingAPI-first acquisition and Open Banking solutions, with a focus on real-time decisioning, resiliency, performance, and regulatory compliance.

Core TechnicalExpectations

- Design and build highly scalable, resilient, and maintainable distributed systems, with a strong emphasis on modularity, extensibility, and testability.
- Lead development of microservices, APIs, SDKs, and front-end components (MFE) using Java, Spring Boot, and modern UI frameworks aligned to API-driven architectures.
- Architect low-latency, high-throughput platforms to support real-time acquisition flows and credit decisioning workloads.
- Enable seamless integration across channels and partners through well-defined RESTful APIs and event-driven communication patterns.
- Apply event-driven architecture principles using Kafka and related streaming technologies to support asynchronous processing and real-time data flows.
- Leverage cloud-native and container-based platforms, including Kubernetes, Istio, Rancher, and API gateways (Apigee), to enable scalability, observability, and secure service communication
- Establish modern DevOps and CI/CD practices using tools such as Jenkins/CloudBeesand GitLab, ensuring automated testing, deployment, and release management.
- Enforce best practices in source control, code quality, and agile delivery, driving consistency, speed, and reliability across engineering teams.
- Lead troubleshooting and resolution of complex production issues, ensuring rapid recovery, root cause analysis, and continuous system improvement.

Required Qualifications

- Bachelor's degree in computer science, Engineering, or equivalent practical experience.
- 10+ years of experience designing and delivering modern, distributed software systems.




- 5+ years of experience leading high-performing engineering teams, including globally distributed/offshore teams.
- Provenexpertisebuilding and scaling platform-based solutions with measurable business impact.
- Demonstrated ability to lead teams in delivering complex, multi-stakeholder products in fast-paced, enterprise environments.
- Strong understanding of software engineering practices, architecture patterns, and enterprise development tools.
- Ability to translate business strategy into technology and engineering outcomes, driving alignment across product, risk, and engineering.
- Strong analytical, planning, leadership, and communication skills, with the ability toinfluence acrosstechnical and non-technical audiences.
- Proven ability to collaborate effectively with engineers, product managers, scrum teams, business stakeholders, and external partners.

Preferred Qualifications

- Strong domainexpertisein customer acquisition, credit underwriting, and Open Banking ecosystems.
- Experience in financial services or other highly regulated industries, with an understanding of risk, compliance, and security requirements.
- Advanced knowledge of distributed systems,microservicesarchitecture, API platforms, and event-driven integration patterns.
- Experience leading modernization initiatives, including integrating new platforms with legacy systems in enterprise environments.
- Demonstrated ability to balance feature delivery, technical debt, and operational reliability at scale.
- Experience with cloud-native platforms and engineering ecosystems (Azure, containers, CI/CD, API management).
- Relevant certifications in Java, Spring, Microservices, or Cloud technologies are a plus.

Leadership Profile The ideal candidate is a leader who:

- Thinks andoperatesat a platform and ecosystem level, considering impacts across domains, customer journeys, and partner integrations.
- Demonstrates deep understanding of end-to-end acquisition and underwriting flows, including users, systems, and business outcomes.
- Proactively addresses ambiguity, risks, and dependencies, guiding teams toward sound, data-driven decisions.
- Builds a culture of strong engineering fundamentals, including design patterns, coding standards, quality engineering, and accountability.
- Combines technical depth, strategic thinking, and disciplined execution to deliver consistent results.
- Effectivelyrepresentsand scales global engineering teams, especially across India and U.S.-based stakeholders.

If there's anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants -https://careers.usbank.com/global/en/disability-accommodations-for-applicants. Posting may be closed earlier due to high volume of applicants.

This is an U.S. Bancorp India posting. U.S. Bancorp India is a part of the U.S. Bank family.

📌 Software Engineering Manager - Java Full Stack - Open Banking (Chennai)
🏢 U.S. Bancorp India
📍 Chennai