Job highlights

- The candidate must have a bachelors degree from any recognized University in India. . Banks give preference to CA and MBA for Credit Analyst role.
- Particular Product and Industry experience . Additional certification may be required. . Strong communication skills (Written as well as Verbal).
- Proven working experience as a Credit Analyst .

Role & responsibilities Roles & Responsibilities :

Good writing and analytical skills for Credit Risk Assessment Note writing for corporate SME customers

1. Analyzing: The Credit Analysts are responsible for analyzing the client's Credit data and financial statements in order to evaluate the degree of risk involved in lending money to them.
2. Understand: Business Model and risk associated with a particular business, Industry and geography. Assessing the Credit worthiness of existing or current clients is one of the most essential duties of a working capital Credit Analyst.
3. Transaction History: Credit Analysts need to examine a client's financial transactions and Credit history to know more about their financial status.
4. Reporting: They are responsible for creating reports about the degree of risk involved in lending money to clients.
5. Tracking:



A Credit Analyst's duty involves tracking of legislation and government policies to stay updated with the latest laws.
6. Application: Fill out the application and include the Credit analysis for requesting a loan or Credit is also a duty of a Credit Analyst. Then submitting these loan applications to loan committees for their approval.

Qualifications Needed :

1. The candidate must have a bachelor's degree from any recognized University in India.
2. Banks give preference to CA and MBA for Credit Analyst role
3. It will be a plus if an individual has a Bachelor's degree in finance, accounting, or other related fields like ratio analysis, statistics, economics, calculus, financial statement analysis, and risk assessment. Because these subjects are necessary for a Credit Analyst to perform the risk assessment process.
4. Proven working experience as a Credit Analyst
5. Particular Product and Industry experience
6. Additional certification may be required.
7. Strong communication skills (Written as well as Verbal).
8. Excellent managerial, Analytical, and time-management skills.
9. Ability to prioritize tasks.
10. Proficient in Microsoft Office or other financial software.
11. Advanced Excel skills.

📌 Sme Credit Analyst Pune/ nagpur (Jaipur)
🏢 Intellectual Capital HR Consulting
📍 Jaipur