Job highlights

- Experience in deal financial modeling/ surveillance/ portfolio monitoring and credit analysis
- . Good understanding of banking regulations,calculation of key credit metrics and capital ratios

KEY ROLES & RESPONSIBILITIES

- Work with team of onshore analysts to cover credit portfolio of corporates, UAE, GCC and international portfolio
- Preparing opinion based credit reports and financial models based on fundamental analysis for a set of assigned credits/companies
- The credit assessment process requires the following:
- Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile.
- Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments.
- Preparing a detailed credit assessment report and elaborately discuss the company profile and credit risk considerations.
- Preparing and updating detailed financial models encompassing financial analysis, capital structure analysis, calculation of key credit quality determinants and financial projections (upto 7 years).




- Determine and recommend ratings to the entity based on the internal rating framework and methodology.

- Regular interaction with client to discuss reports as well as workflow
- Support the client with any ad-hoc research requests including sector research
- Engage with client teams proactively and suggest new ideas to enhance client engagement
- Train new hires and mentor juniors in the team

FUNCTIONAL & BEHAVIOURAL KNOWLEDGE

- Experience in deal financial modeling/ surveillance/ portfolio monitoring and credit analysis
- Valuable understanding of banking regulations, calculation of key credit metrics and capital ratios
- Reasonable understanding of banks internal systems

PROBLEM SOLVING

- Identifies and resolves complex research issues and team problems
- Assist in solving complex problems related to financial modeling

INTERACTIONS

- Works within own team and interacts with other related teams
- Communicates with internal & external clients and/or issuers as necessary

TEAM MANAGEMENT

- Mentoring and handling a small team

TYPICAL SCOPE & IMPACT Impacts the quality and effectiveness of own team

📌 Senior Research Analyst (Bengaluru)
🏢 Crisil
📍 Bengaluru