About the Role:

- Understand and manage KYC and AML processes

- Support the origination and in-life management of deposits by handling the Customer/Enhanced Due Diligence during on-boarding and in-life periodic reviews.

- Process all applications through a workflow system effectively, within agreed SLAs and goals, and in compliance with company policies and procedures.

- Perform due diligence checks on prospective and existing customers, such as requesting KYC information and documentation.

- Conduct enhanced due diligence on high risk customers, including evaluation of client responses to sources of wealth and intended use of account.

- Investigate identified suspicious clients generated by the screening system, such as WorldCheck and OFAC list.

- Analyze the AML/CFT risk of Politically Exposed Persons (PEP), adverse information, business exposure in high risk & sanctioned countries and escalate the issues to the Legal Team for approval.

- Identify, monitor, evaluate and address customer account actions to address potential risk, fraud or suspicious activity.

- Follow internal policy and procedures when dealing with account related suspicious activity.

- Cross reference multiple databases for potential undesirable client matches.

Requirements for the Role:

- 3-5 years experience working in KYC/compliance related role in the financial services/banking industry

- Background working in U.S. markets, in a fintech/tech company, or both.

- Comfortable working in the US Shift

- Deep domain expertise in end-to-end KYC and KYB due diligence, supported by a strong operational understanding of sanctions screening, financial crime risk mitigation and BSA/AML compliances.





- Experience with Screening/Data mining and using different search engines in prior role.

- Proficient in MIS, Understanding Data sensitivity, MS Office, with strong Excel skills (e.g., VLOOKUP/XLOOKUP, Pivot Tables, data formatting and Understanding Dashboards)

- An interest in financial crime and idea of digging deeper, looking into customer behaviors and identifying key characteristics of fraudulent users.

- Work on process improvements, conducting training and develop standard operating procedures

- Ability to oversee critical analytics projects from end to end independently.

- Ability to think outside the box, work with limited data, and find solutions to unorthodox problems.

- Excellent written and verbal communication skills.

- Ability to thrive in an ambiguous environment and adapt quickly to changing priorities; focused on getting things done in a highly organized way.

- Ability to work cross-departmentally, without the need for extensive hierarchical corporate structure
- An inquisitive and highly detailed oriented work ethic

Pay: ₹800,000.00 - ₹1,200,000.00 per year

Advantages

- Commuter assistance

- Health insurance

- Internet reimbursement

- Paid sick time

- Paid time off

- Provident Fund

- Work from home

Ability to commute/relocate

- Indiranagar, Bengaluru, Karnataka: Reliably commute or planning to relocate before starting work (Required)

Experience

- KYC/KYB Onboarding: 4 years (Required)

- US Regulatory bodies: 2 years (Required)

- Process improvement: 1 year (Required)

Shift availability

- Night Shift (Required)

Willingness to travel

- 75% (Required)

Work Location: Hybrid remote in Indiranagar, Bengaluru, Karnataka

📌 Senior KYC Analyst (Indiranagar)
🏢 Novo
📍 Indiranagar