Job highlights

- Experience Required: 12+ years in Risk and Policy Management of Asset Products
- The ideal candidate will have extensive experience in managing risk and policy within the financial sector
- Proven track record of successful risk and policy management,with at least 8 years of relevant experience . Strong understanding of risk metrics and compliance standards . .

Job Title: Policy Head Location: Mumbai / Bangalore, India

Experience Required: 12+ years in Risk and Policy Management of Asset Products

About PayU:

PayU is the fintech and payments arm of Naspers - A global consumer internet group with market value of USD 100 bn and one of the largest technology investors in the world The Groups businesses serve more than 1

5 billion people in and are the market leaders in 77 of those markets

Operations of PayU span globally across 18 growth markets in Asia, Central and Eastern Europe, Latin America, the Middle East and Africa where it empowers billions of people and millions of merchants to buy and sell online, extending the reach of financial services

PayU India is one of the leading payment service providers, operating in one of the fastest growing industry in India, a high growth economy The company offers more than 70 local payment methods and serves more than 350,000 merchants including leading e-commerce businesses in India

PayU Group including PayU Finance, a non-banking finance company, also enables credit to consumers and small businesses thus extending the reach of financial services

Find out more at

Job Summary:





We are seeking a talented and experienced Risk and Policy Head to oversee and manage the risk and policy framework The ideal candidate will have extensive experience in managing risk and policy within the financial sector

Key Responsibilities:

Policy and Risk Framework Development:

Develop and implement appropriate policies, products, and risk metrics

Credit Policy Management

Lead the development of credit policies and ensure they meet market requirements

Campaign Management

Design and execute impactful campaigns aimed at enhancing operational efficiency

Non-Credit Risk Management:

Create and implement processes and controls for managing non-credit risks, including compliance, fraud, liquidity, and operational risks

Credit Exposure Oversight

Ensure that credit exposure aligns with established credit policies, procedures, standards, and capital requirements

Management and Reporting

Provide strategic recommendations and comprehensive summary reports to relevant committees, ensuring clear and objective management communication

Leadership and Collaboration

Work collaboratively with cross-functional teams to maintain a robust risk management culture and promote risk awareness

Qualifications:

Proven track record of successful risk and policy management, with at least 8 years of relevant experience

Strong understanding of risk metrics and compliance standards

Expertise in developing and managing both credit and non-credit risk management frameworks

Solid analytical, problem-solving, and decision-making skills

Excellent communication and interpersonal abilities

📌 Risk Policy Head _ SMB Lending (Mumbai)
🏢 PayU
📍 Mumbai