Your Role and Responsibilities:

- Review accounts for potential misrepresentation, recognizing occurrences of 1st party fraud, kiting fraud, and/or money mule scenarios.
- Identify instances of online Account Take Over (ATO) fraud attempts through device anomaly detection and online monitoring.
- Review check items for potential fraud through signature analysis and identify out of pattern behavior.
- Coordinate and assist on proposed decisions and action to be taken as a result of any fraud investigation.
- Monitor high-volume transaction alerts for suspicious patterns like unusual velocities or geographic anomalies
- Document findings in SARs or client reports, escalate high-risk cases, and optimize detection rules to minimize false positives while adhering to BSA/AML and OFAC regulations.

Required Education:

Bachelor's Degree





Preferred Education:

Master's Degree

Required Technical and Skilled Expertise:

Bachelor's degree in finance, criminal justice, IT, or related field; 3-6 years in fraud/AML/Fin Crime operations, ideally in Banking supporting NA geography

Skill Category | Core Competencies

Technical - Excel, Actimize/NICE, FCRM, Verafin; device anomaly detection, signature analysis, pattern recognitionSoft Skills - Multitasking, attention to detail, coordination for investigations and handoffsDomain Knowledge - Fin Crime typologies (1st party fraud, kiting, money mules, ATO, check fraud), NA regulations)

*Years of Experience:*3 - 6

📌 Process Analyst Risk and Compliance (Chennai)
🏢 IBM
📍 Chennai