Job highlights

- Experience in evaluating group loans with knowledge of Joint Liability Groups (JLGs) and Self-Help Groups (SHGs)

- Assess loan eligibility, conduct field verifications, manage group formations, monitor disbursements and collections, and ensure policy compliance

Job Summary A Group Credit Officer is responsible for evaluating loan applications from individuals who borrow through Joint Liability Groups (JLGs) or Self-Help Groups (SHGs). The role involves conducting field visits, verifying customer documents, assessing repayment capacity, checking credit history, and ensuring loans are processed according to company policies.

Key Responsibilities

- Identify and assess eligible customers for group loans.

- Form and manage Joint Liability Groups (JLGs) or Self-Help Groups (SHGs).





- Conduct field visits to verify customer details, residence, occupation, and income.

- Evaluate loan eligibility and repayment capacity.

- Verify KYC documents and credit bureau reports.

- Explain loan terms, repayment schedules, and group lending responsibilities.

- Coordinate with sales officers, branch managers, and credit teams.

- Monitor loan disbursements, EMI collections, and overdue accounts.

- Follow up on delinquent customers and support recovery activities.

- Ensure compliance with company policies and lending guidelines.

📌 Group Credit Officer (Tirupati)
🏢 SPRS SOLUTIONS
📍 Tirupati