15 Oct
|
Mahindra Finance
|
Madurai
15 Oct
Mahindra Finance
Madurai
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Job Purpose To drive farm equipment loan business by sourcing customers through dealers, manufacturers, farmers, and referral channels, while ensuring quality portfolio growth and customer satisfaction.
Key Responsibilities
- Source and achieve farm equipment loan business targets for tractors, harvesters, rotavators, and other agricultural equipment.
- Build and maintain solid relationships with dealers, manufacturers, and channel partners.
- Identify potential customers and provide suitable financing solutions for farm equipment purchases.
- Conduct field visits, customer profiling, and business assessments.
- Collect, verify, and process loan applications and supporting documents.
- Coordinate with Credit, Operations, and Risk teams for timely loan sanction and disbursement.
- Ensure compliance with KYC, policy guidelines, and regulatory requirements.
- Monitor loan utilization and maintain portfolio quality.
- Support collection and recovery activities to minimize delinquency.
- Maintain customer records, MIS reports,
and business updates.
Eligibility Criteria
- Graduate in any discipline.
- 1-3 years of experience in Rural Finance, Farm Equipment Finance, Tractor Loans, Banking, NBFC, or Sales.
- Freshers with strong sales aptitude and rural market knowledge may also be considered.
Required Skills
- Strong communication and relationship management skills.
- Knowledge of agricultural equipment and rural lending practices.
- Sales and negotiation abilities.
- Understanding of credit assessment and documentation processes.
- Basic computer proficiency and MS Office knowledge.
- Ability to work in a target-driven environment and travel extensively in rural areas.
Key Performance Indicators (KPIs)
- Monthly loan sourcing and disbursement achievement.
- Dealer and channel partner activation.
- Customer acquisition and retention.
- Portfolio quality and delinquency control.
- Turnaround time for loan processing.
- Customer satisfaction and service quality.Role & responsibilities
Preferred candidate profile
📌 Executive Farm Equipment Loans (Madurai)
🏢 Mahindra Finance
📍 Madurai