Job highlights

- CA 2-3 years of experience . MBA Premium institute 2- 3 years .
- Managing leading teams for running successful Credit process operations experience of developing procedures,service standards for business excellence
- Experience
- Experience Background
- Team handling experience .

Responsibilities

- Credit assessment and underwriting of loan applications based on financial, business and industrial risk, end to end from initiation to disbursal of loans.
- Appraising loan applications for credit worthiness ensuring adherence to KYC norms, credit bureau assessment and financials.
- Preparing credit notes to enable recommendations to assist the sanctioning authority for higher exposure in the decision making process.
- Responding to the queries raised by the sanctioning authority from time to time and fulfilling their requirements.
- Analysis of the financial statements of the prospective clients to identify the short term long term solvency liquidity position.
- Coordination with advocates, valuers and other processing professionals.
- Disbursal of loans including all checks and verification. Coordinating post approval activities encompassing documentation, account opening, disbursement, loan postponements, rehabilitation restructuring etc.
- Ensure timely adherence to compliance s of the banks.
- Represent the company to the outside world, including lending partners, board of directors other strategic alliances.



Develop robust internal and external relationships.
- Develop and maintain credit risk strategy and policy by continuous analysis of business and collection trends, risk assessment mitigation thereof.
- Create credit and underwriting policies processes.
- Responsible for ensuring sound understanding of credit policy across all relevant levels.
- Manage credit quality and control delinquencies and frauds. Monitoring the health of the portfolio at regular intervals.
- Managing leading teams for running successful Credit process operations experience of developing procedures, service standards for business excellence.
- Responsible for maintaining the processing TAT

Experience

- CA 2-3 years of experience
- MBA Premium institute 2- 3 years

Experience Background

- CA Firm

- Credit rating agencies

- NBFC

- Financial institute

- Banking industry

- CFO experience

Skills and Knowledge

- Analytical skills
- Inclination to work in finance

- Problem solving attitude
- Communication Verbal Written.
- Attention to details.
- Research oriented.

- Team handling experience
- Working knowledge of Accounting, Tax Law

Disclaimer: This job posting and Location has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.

📌 CREDIT MANAGER (Pune)
🏢 Prachay Capital
📍 Pune