- Lead end-to-end application development within the Payments domain, ensuring alignment with enterprise architecture and performance benchmarks.

- Oversee secure web application development, integrating encryption standards (TLS /, AES) and secure coding practices.

- Assess existing products, propose areas of improvement such as in technical areas.

- Architect and secure RESTful and SOAP APIs using OAuth 2.0, JWT, and API Gateway mechanisms.

- Understanding technical and functional speci cations in detail.

- Collaborate on Business Requirement Analysis and contribute to the development of Solution Designs alongside developers.

- Ensure adequate security practices are followed in development.

- Conduct regular code reviews and implement SSDLC best practices.

- Review development and test deliverables to ensure the completeness of the requirements within timelines.

- Leadership & Vision: Inspire and guide development teams with a clear technical and strategic vision.

- Provide periodic updates, executive reporting on project status, etc.

- Resource Allocation: Assign roles and responsibilities based on skill sets and project demands.

- Performance Management: Set KPIs, conduct regular reviews, and provide constructive feedback.

- Robust problem solving and analytical skills.

- Good written and verbal communication skills are a must for this position.

- Passionate to learn new technologies / tools as required.

- Ability to manage the stakeholder relationships and expectations. Manage effective stakeholder communication.

Experience:

- Minimum of 12+ Years experience.

- Relevant experience of 10+ years in Business requirement mapping, quality analysis and software development lifecycle.
- Mandatory

- Experience in working in a fast paced, high expectation 24x365 environment.





- Candidate should have knowledge in LC/BG/Trade systems.

- Desirable

- Understanding of messaging standard like MT 15022, ISO20022.

- Desirable

- Experience MS Project, Strong MS Excel, Word, PowerPoint, and Visio skills - Mandatory

Knowledge:

- Knowledge of API and Microservices, various communication protocol, middleware technologies - Mandatory

- Ability to diagnose and resolve basic technical issues

- Ability to learn new technologies

- Candidate should have good understanding of databases

- Understanding of the regulatory and competitive impacts on Payments

- Strong time management and organization skills

- Candidate should possess excellent verbal and written communication skills

- Knowledge in Banking domain- Desirable

- Obtain a strong functional understanding of business processes and systems.

- Should be responsible for engaging with development team and other stakeholders for timely delivery of end-to-end solution.

- Should be able to convey the functional requirements to stakeholders, helping them to develop the application in accordance with the requirements.

- Should be responsible for tracking, managing, and reporting on the progress of the development.

- Work with program/project managers, product owners, and other team members in providing clarity of requirements and how it relates to the business objectives.

- Ability to constantly ensure necessary risk assessments, monitor proactively addressed all risks in a timely fashion.



Provide proper documentation of risks for specific SOW.

- Ability to analyze data, prepare good quality presentations and high impact reports for Top Management and various committees.

- Ownership of technical issues and co-ordination with Cross functional teams for resolving issues.

- Involve in root cause and impact analysis.

- To ensure applications/software environments are fully maintained with appropriately supported updates, patches and/or service packs in line with system maintenance policies.

- Proactively monitor application performance and security vulnerabilities, initiating remediation strategies.

- Drive the development of scalable applications using Java, Spring Boot, AngularJS, and React JS.

- Manage PostgreSQL / Oracle databases and ensure efficient data operations.

- Oversee deployment environments using RHEL and Apache HTTPD/Nginx.

- Maintain CI/CD pipelines for automated testing and deployment.

- Lead secure integration with payment gateways, banking APIs, and HSM Java libraries for cryptographic operations.

- KeyCloak enables role-based access control, OAuth2, and OpenID Connect, which are essential for compliance with standards like GDPR, PCI DSS and ISO 2700.

- From a managerial lens, this shows readiness to build systems that meet data privacy regulations and access control mandates.

- Ensure compliance with internal and external security standards, including secure messaging protocols and XML encryption.

- Stay abreast of emerging technologies and industry trends to guide strategic technology decisions.

- Risk Management: Identify and mitigate technical and operational risks proactively.

- Performance Management: Set KPIs, conduct appraisals, and support career development of team members.

📌 AVP - Software Engineering (Tech Lead - NPS) (Mumbai)
🏢 Indian Financial Technology And Alliedservices
📍 Mumbai