- End to end underwriting of proposals, logged in under different products like Secured Loan, Machinery Loan, Business Loan, Unsecured Loan etc, through CIBIL check, client meeting(PD), financial analysis, documents screening, du-dupe, etc by preparing different reports like CAM, Cash flows, PD report etc
- Independently handling the proposals and recommending to higher authority
- Working efficiently towards the clearance of the file within time bound manner to maintain TAT
- Indulge into the disbursement process like Disbursement documents checking, raising the DB pendency, sending RTGS request, processing the DB posting etc
- Also participating in the audit being conducted on quarterly basis, resolving the queries raised by the auditors and also work closely on the improvement of audit rating




- Maintaining different reports for the audit purpose like Quarterly visit report, login and disbursement MIS, security and PDC register, index of disburse file etc
- Looking after the health of the portfolio through close watch on the delinquent cases on monthly basis
- Conducting the collection visits to keep the portfolio under control
- Conducting quarterly visits on existing customers to check the improvement in their business and also to understand the utilization of funded amount Closely working with all the vendors like FI & RCU, Valuers, Legal advisor and getting the report within TAT

📌 Area Credit Manager (Mumbai)
🏢 Acme Services
📍 Mumbai